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TN area data

Zcta 38558, TN

Zcta 38558, TN.

Population: 9,472 (Census ACS)

The typical home value in Zcta 38558, TN is $363,797 — down 3.7% over the past year. Homes sell for a median $415,500 after a median 96 days on market. Typical rent runs $1,896/month. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winter weather, cold wave the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$363,797

Typical home value

-3.7%

1-year change

96

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$363,797
1-year appreciation
-3.7%
3-year appreciation
-0.5%
5-year appreciation
+23.9%
10-year appreciation
+104.5%
Peak value since 2000 (Jul 2024)
$382,698
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$415,500
Median list price
$424,900
Median price per sqft
$208
1-year sale-price change
+5.6%
Median days on market
96 days
Homes sold (recent period)
104
For-sale inventory
309
Sale-to-list ratio
96.4%
Active listings
272
1-year forecast
+1.1%
Days to pending
125 days
New listings (monthly)
49

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,896/mo
Studio fair-market rent
$789/mo
1BR fair-market rent
$794/mo
2BR fair-market rent
$1,039/mo
3BR fair-market rent
$1,410/mo
4BR fair-market rent
$1,425/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winter weather, cold wave, ice storm, strong wind
Notable hazard ratings (county)
lightning: Relatively High · winter weather: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 73% of US counties
Buildings in wildfire direct-exposure zone
87.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Clinch River Corporation (19.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
68.0°F
Average low
50.0°F
Annual precipitation
59.6 in
Annual snowfall
2.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,166
Jobs reachable by transit (45 min)
3,678

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Obed Wild & Scenic River (16 mi)
National parks include
Obed Wild & Scenic River, Big South Fork National River & Recreation Area
Airports within 30 mi
9
Nearest airport
Buck Creek Ranch Airport (11 mi)
Nearest major airport
Crossville Memorial Airport Whitson Field (CSV) (13 mi)
Hospitals in or near this ZIP
13
Hospitals include
CUMBERLAND MEDICAL CENTER, ROANE MEDICAL CENTER, METHODIST MEDICAL CENTER OF OAK RIDGE
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+922 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1997
Housing built before 1970
2.6%
Housing built 2000 or later
44.2%
Median annual property tax
$1,019
Households with broadband internet
81.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,807
Average weekly wage
$924
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
128

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Zcta 38558State medianUS median
Typical home value$363,797$269,266$288,527
Median sale price$415,500$315,000$325,000
Median days on market96 days73 days51 days
Typical rent$1,896/mo$1,599/mo$1,809/mo
Median annual property tax$1,019$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Zcta 38558, TN?
$363,797.
What is the median sale price in Zcta 38558, TN?
$415,500.
How long do homes take to sell in Zcta 38558, TN?
Median days on market: 96 days.
What is typical rent in Zcta 38558, TN?
Typical rent: $1,896/month.
What is the natural-hazard risk in Zcta 38558, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winter weather, cold wave, ice storm, strong wind.
What is the wildfire risk in Zcta 38558, TN?
Risk to homes is higher than 73% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Zcta 38558, TN?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Zcta 38558, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Zcta 38558, TN walkable?
Walkability index: 6.7/20 (EPA Smart Location Database).
What is the cost of living in Zcta 38558, TN?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Zcta 38558

Listing a home in Zcta 38558, TN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents