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TN area data

Germantown, TN

Aggregated across 2 ZIP codes in Germantown.

Population: 41,633 (Census ACS)

The typical home value in Germantown, TN is $512,521 — down 1.2% over the past year. Homes sell for a median $545,000 after a median 27 days on market. Typical rent runs $2,910/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with cold wave, tornado, earthquake the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$512,521

Typical home value

-1.2%

1-year change

27

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$512,521
1-year appreciation
-1.2%
3-year appreciation
-0.2%
5-year appreciation
+13.6%
10-year appreciation
+60.8%
Peak value since 2000 (Jun 2024)
$525,001
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$545,000
Median list price
$544,975
Median price per sqft
$177
1-year sale-price change
+9.2%
Median days on market
27 days
Homes sold (recent period)
212
For-sale inventory
266
Sale-to-list ratio
98.0%
Active listings
185
1-year forecast
+0.1%
Days to pending
60 days
New listings (monthly)
69

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,910/mo
1-year rent change
+4.3%
Studio fair-market rent
$1,095/mo
1BR fair-market rent
$1,191/mo
2BR fair-market rent
$1,301/mo
3BR fair-market rent
$1,717/mo
4BR fair-market rent
$1,981/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
5
Middle schools
2
High schools
2
School districts serving the area
Memphis-Shelby County Schools, Germantown
Schools include
Germantown Elementary, Germantown High, Germantown Middle, Farmington Elementary School, Riverdale Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
cold wave, tornado, earthquake, heat wave, ice storm
Notable hazard ratings (county)
tornado: Very High · cold wave: Very High · heat wave: Relatively High · ice storm: Relatively High · lightning: Relatively High · earthquake: Relatively High
Most common flood zone among NFIP claims (varies by location)
Zone X
NFIP flood claims on record
76
Wildfire risk to homes (county)
Higher than 41% of US counties
Buildings in wildfire direct-exposure zone
22.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Carrier Air Conditioning Co. (4.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
72.0°F
Average low
50.0°F
Annual precipitation
57.2 in
Annual snowfall
2.8 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
220
Days with Moderate air quality
140
Highest AQI recorded (year)
147

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
69,458
Jobs reachable by transit (45 min)
60,527

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
36
Nearest airport
Burkeen Field (5 mi)
Nearest major airport
Memphis International Airport (MEM) (10 mi)
Hospitals in or near a typical ZIP here
21
Hospitals include
BAPTIST MEMORIAL HOSPITAL-CRITTENDEN, INC, PERIMETER BEHAVIORAL HOSPITAL OF WEST MEMPHIS, BAPTIST MEMORIAL HOSPITAL DESOTO
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-3,845 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1984
Housing built before 1970
6.8%
Housing built 2000 or later
21.4%
Median annual property tax
$5,083
Mean commute to work
18 min
Households with broadband internet
89.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
410,687
Average weekly wage
$1,416
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,230

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GermantownState medianUS median
Typical home value$512,521$269,266$288,527
Median sale price$545,000$315,000$325,000
Median days on market27 days73 days51 days
Typical rent$2,910/mo$1,599/mo$1,809/mo
Median annual property tax$5,083$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Germantown, TN?
$512,521.
What is the median sale price in Germantown, TN?
$545,000.
How long do homes take to sell in Germantown, TN?
Median days on market: 27 days.
What is typical rent in Germantown, TN?
Typical rent: $2,910/month.
What is the natural-hazard risk in Germantown, TN?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: cold wave, tornado, earthquake, heat wave, ice storm.
Is Germantown, TN in a flood zone?
Flood zones vary by property across the city. 76 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Germantown, TN?
Risk to homes is higher than 41% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Germantown, TN?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Germantown, TN?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Carrier Air Conditioning Co., 4.4 mi.
How many schools serve Germantown, TN?
10 schools (5 elementary, 2 middle, 2 high) (NCES, 2024-25).
Is Germantown, TN walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the air quality in Germantown, TN?
Good. Median AQI: 47. (EPA AQI).
What is the cost of living in Germantown, TN?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Germantown

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents