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TN area data

Cottontown, TN

Cottontown, TN.

Population: 6,380 (Census ACS)

The typical home value in Cottontown, TN is $483,590 — up 1.9% over the past year. Homes sell for a median $522,000 after a median 57 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with cold wave, ice storm, lightning the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$483,590

Typical home value

+1.9%

1-year change

57

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$483,590
1-year appreciation
+1.9%
3-year appreciation
+5.9%
5-year appreciation
+23.9%
10-year appreciation
+104.7%
Peak value since 2000 (Aug 2026)
$483,590
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$522,000
Median list price
$597,450
Median price per sqft
$251
1-year sale-price change
+12.3%
Median days on market
57 days
Homes sold (recent period)
24
For-sale inventory
43
Sale-to-list ratio
99.6%
Active listings
40
1-year forecast
+0.4%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,585/mo
1BR fair-market rent
$1,650/mo
2BR fair-market rent
$1,798/mo
3BR fair-market rent
$2,309/mo
4BR fair-market rent
$2,799/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Oakmont Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
cold wave, ice storm, lightning, strong wind, tornado
Notable hazard ratings (county)
tornado: Relatively High · cold wave: Relatively High · ice storm: Relatively High · lightning: Relatively High · strong wind: Relatively High · winter weather: Relatively High
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
20
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
66.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
69.0°F
Average low
47.0°F
Annual precipitation
54.4 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
248
Days with Moderate air quality
109
Highest AQI recorded (year)
119

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
3.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
33,791
Jobs reachable by transit (45 min)
30,086

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Stones River National Battlefield (44 mi)
National parks include
Stones River National Battlefield, Mammoth Cave National Park
Airports within 30 mi
25
Nearest airport
Portland Municipal Airport (10 mi)
Nearest major airport
Nashville International Airport (BNA) (26 mi)
Hospitals in or near this ZIP
32
Hospitals include
THE MEDICAL CENTER (BOWLING GREEN), T J SAMSON COMMUNITY HOSPITAL, The Medical Center at Russellville
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,741 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1993
Housing built before 1970
11.3%
Housing built 2000 or later
38.3%
Median annual property tax
$1,669
Mean commute to work
26 min
Households with broadband internet
75.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
54,222
Average weekly wage
$1,187
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
3,045

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CottontownState medianUS median
Typical home value$483,590$269,266$288,527
Median sale price$522,000$315,000$325,000
Median days on market57 days73 days51 days
Median annual property tax$1,669$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Cottontown, TN?
$483,590.
What is the median sale price in Cottontown, TN?
$522,000.
How long do homes take to sell in Cottontown, TN?
Median days on market: 57 days.
What is typical rent in Cottontown, TN?
2-bedroom fair-market rent: $1,798/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Cottontown, TN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: cold wave, ice storm, lightning, strong wind, tornado.
Is Cottontown, TN in a flood zone?
Flood zones vary by property within Cottontown, TN. 20 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Cottontown, TN?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cottontown, TN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cottontown, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cottontown, TN?
1 schools (1 elementary) (NCES, 2024-25).
Is Cottontown, TN walkable?
Walkability index: 3.7/20 (EPA Smart Location Database).
What is the air quality in Cottontown, TN?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Cottontown, TN?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Cottontown

Listing a home in Cottontown, TN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents