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TN area data

Charleston, TN

Charleston, TN.

Population: 4,370 (Census ACS)

The typical home value in Charleston, TN is $358,880 — up 3.5% over the past year. Homes sell for a median $362,500 after a median 72 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, earthquake, ice storm the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$358,880

Typical home value

+3.5%

1-year change

72

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$358,880
1-year appreciation
+3.5%
3-year appreciation
+11.0%
5-year appreciation
+33.6%
10-year appreciation
+108.5%
Peak value since 2000 (Aug 2026)
$358,880
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$362,500
Median list price
$294,900
Median price per sqft
$237
1-year sale-price change
+31.8%
Median days on market
72 days
Homes sold (recent period)
13
For-sale inventory
13
Sale-to-list ratio
100.6%
Active listings
15
1-year forecast
+1.2%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$884/mo
1BR fair-market rent
$971/mo
2BR fair-market rent
$1,270/mo
3BR fair-market rent
$1,593/mo
4BR fair-market rent
$1,669/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Charleston Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, earthquake, ice storm, lightning, strong wind
Notable hazard ratings (county)
tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
10
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
60.0°F
Average high
71.0°F
Average low
49.0°F
Annual precipitation
60.1 in
Annual snowfall
1.9 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
16,596
Jobs reachable by transit (45 min)
12,844

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Chickamauga & Chattanooga National Military Park (39 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Obed Wild & Scenic River
Airports within 30 mi
22
Nearest airport
Cleveland Regional Jetport (6 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (32 mi)
Hospitals in or near this ZIP
16
Hospitals include
HAMILTON MEDICAL CENTER, ADVENTHEALTH MURRAY, COMMONSPIRIT-MEMORIAL HOSPITAL-NORTH GEORGIA
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+475 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1993
Housing built before 1970
20.4%
Housing built 2000 or later
34.2%
Median annual property tax
$1,014
Mean commute to work
27 min
Households with broadband internet
60.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
35,279
Average weekly wage
$1,094
Top industries (by employment)
Accommodation & Food, Administrative Services, Other Services
Annual residential building permits (county)
788

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlestonState medianUS median
Typical home value$358,880$269,266$288,527
Median sale price$362,500$315,000$325,000
Median days on market72 days73 days51 days
Median annual property tax$1,014$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Charleston, TN?
$358,880.
What is the median sale price in Charleston, TN?
$362,500.
How long do homes take to sell in Charleston, TN?
Median days on market: 72 days.
What is typical rent in Charleston, TN?
2-bedroom fair-market rent: $1,270/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Charleston, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, earthquake, ice storm, lightning, strong wind.
Is Charleston, TN in a flood zone?
Flood zones vary by property within Charleston, TN. 10 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Charleston, TN?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charleston, TN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charleston, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Charleston, TN?
1 schools (1 elementary) (NCES, 2024-25).
Is Charleston, TN walkable?
Walkability index: 5.2/20 (EPA Smart Location Database).
What is the cost of living in Charleston, TN?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Charleston

Listing a home in Charleston, TN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents