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OK area data

Velma, OK

Velma, OK.

Population: 791 (Census ACS)

The median home value (Census ACS) in Velma, OK is $114,600. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, strong wind, cold wave the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$114,600

Median home value (Census)

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$114,600
House Price Index (state)
387.4 (+1.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$237,500
Active listings
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$744/mo
1BR fair-market rent
$749/mo
2BR fair-market rent
$916/mo
3BR fair-market rent
$1,268/mo
4BR fair-market rent
$1,467/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$14.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
14.0 : 1
Schools include
VELMA-ALMA MS, VELMA-ALMA ES, VELMA-ALMA HS

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, strong wind, cold wave, drought, hail
Notable hazard ratings (county)
ice storm: Relatively High · strong wind: Relatively High · hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
61.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.5°F
Average high
76.0°F
Average low
51.5°F
Annual precipitation
32.2 in
Annual snowfall
1.9 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Chickasaw National Recreation Area (38 mi)
Airports within 30 mi
28
Nearest airport
Newman Farm Airport (8 mi)
Hospitals in or near this ZIP
11
Hospitals include
DUNCAN REGIONAL HOSPITAL, INC, MERCY HOSPITAL ARDMORE, INC, EXCEPTIONAL COMMUNITY HOSPITAL ARDMORE
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1974
Housing built before 1970
32.9%
Housing built 2000 or later
12.1%
Median annual property tax
$638
Households with broadband internet
61.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,602
Average weekly wage
$1,075
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
41

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Velma, OK?
$114,600 (Census ACS).
What is typical rent in Velma, OK?
2-bedroom fair-market rent: $916/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Velma, OK?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, strong wind, cold wave, drought, hail.
What is the wildfire risk in Velma, OK?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Velma, OK?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Velma, OK?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Velma, OK?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
What is the cost of living in Velma, OK?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Velma

Listing a home in Velma, OK?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents