Skip to main content

OH area data

Kettering, OH

Aggregated across 2 ZIP codes in Kettering.

Population: 50,758 (Census ACS)

The typical home value in Kettering, OH is $224,106 — up 2.6% over the past year. Homes sell for a median $236,500 after a median 25 days on market. Typical rent runs $1,363/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, cold wave, hail the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$224,106

Typical home value

+2.6%

1-year change

25

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$224,106
1-year appreciation
+2.6%
3-year appreciation
+13.7%
5-year appreciation
+32.3%
10-year appreciation
+109.8%
Peak value since 2000 (Aug 2026)
$224,106
House Price Index (state)
365.7 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$236,500
Median list price
$239,475
Median price per sqft
$159
1-year sale-price change
-1.1%
Median days on market
25 days
Homes sold (recent period)
238
For-sale inventory
160
Sale-to-list ratio
99.0%
Active listings
116
Days to pending
19 days
New listings (monthly)
85

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,363/mo
1-year rent change
+7.7%
Studio fair-market rent
$909/mo
1BR fair-market rent
$1,008/mo
2BR fair-market rent
$1,248/mo
3BR fair-market rent
$1,623/mo
4BR fair-market rent
$1,774/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.8 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
7
Middle schools
2
High schools
3
Charter schools
1
Avg student-teacher ratio
17.3 : 1
School districts serving the area
Dayton Regional STEM School, Montgomery Preparatory Academy, Dayton City
Schools include
Dayton Regional STEM School, Montgomery Preparatory Academy, Belmont High School, Cleveland Elementary School, Greenmont Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, cold wave, hail, inland flooding, lightning
Notable hazard ratings (county)
ice storm: Very High · hail: Relatively High · tornado: Relatively High · cold wave: Relatively High · lightning: Relatively High · strong wind: Relatively High
Most common flood zone among NFIP claims (varies by location)
Zone A04
NFIP flood claims on record
27
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
15.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
4
Nearest Superfund site
Lammers Barrel (2.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.5°F
Average high
65.0°F
Average low
43.5°F
Annual precipitation
43.6 in
Annual snowfall
12.0 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
220
Days with Moderate air quality
141
Highest AQI recorded (year)
129

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
14.7 / 20
Transit service frequency
501
Jobs reachable by car (30 min)
70,037
Jobs reachable by transit (45 min)
62,025

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Dayton Aviation Heritage National Historical Park (5 mi)
National parks include
Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument, William Howard Taft National Historic Site
Airports within 30 mi
61
Nearest airport
Moraine Air Park (4 mi)
Nearest major airport
Wright-Patterson Air Force Base (FFO) (9 mi)
Hospitals in or near a typical ZIP here
22
Hospitals include
UNIVERSITY OF CINCINNATI MEDICAL CENTER, LLC, CHRIST HOSPITAL, WILSON MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-626 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1958
Housing built before 1970
76.3%
Housing built 2000 or later
3.3%
Median annual property tax
$3,393
Mean commute to work
18 min
Households with broadband internet
79.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
221,157
Average weekly wage
$1,212
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
1,079

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

KetteringState medianUS median
Typical home value$224,106$225,365$288,527
Median sale price$236,500$242,250$325,000
Median days on market25 days45 days51 days
Typical rent$1,363/mo$1,387/mo$1,809/mo
Median annual property tax$3,393$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Kettering, OH?
$224,106.
What is the median sale price in Kettering, OH?
$236,500.
How long do homes take to sell in Kettering, OH?
Median days on market: 25 days.
What is typical rent in Kettering, OH?
Typical rent: $1,363/month.
What is the natural-hazard risk in Kettering, OH?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, cold wave, hail, inland flooding, lightning.
Is Kettering, OH in a flood zone?
Flood zones vary by property across the city. 27 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A04. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Kettering, OH?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Kettering, OH?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Kettering, OH?
4 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Lammers Barrel, 2.4 mi.
How many schools serve Kettering, OH?
12 schools (7 elementary, 2 middle, 3 high) (NCES, 2024-25).
Is Kettering, OH walkable?
Walkability index: 14.7/20 (EPA Smart Location Database).
What is the air quality in Kettering, OH?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in Kettering, OH?
Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Kettering

Listing a home in Kettering, OH?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents