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NY area data

Utica, NY

Aggregated across 2 ZIP codes in Utica.

Population: 72,968 (Census ACS)

The typical home value in Utica, NY is $212,830 — up 6.8% over the past year. Homes sell for a median $217,038 after a median 34 days on market. Typical rent runs $1,443/month. 15 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winter weather, ice storm, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$212,830

Typical home value

+6.8%

1-year change

34

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$212,830
1-year appreciation
+6.8%
3-year appreciation
+23.7%
5-year appreciation
+44.9%
10-year appreciation
+133.1%
Peak value since 2000 (Aug 2026)
$212,830
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$217,038
Median list price
$229,000
Median price per sqft
$128
1-year sale-price change
+8.5%
Median days on market
34 days
Homes sold (recent period)
131
For-sale inventory
131
Sale-to-list ratio
98.0%
Active listings
148
1-year forecast
+2.4%
Days to pending
43 days
New listings (monthly)
54

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,443/mo
Studio fair-market rent
$857/mo
1BR fair-market rent
$946/mo
2BR fair-market rent
$1,210/mo
3BR fair-market rent
$1,442/mo
4BR fair-market rent
$1,636/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
15
Elementary schools
11
Middle schools
2
High schools
2
Avg student-teacher ratio
12.7 : 1
School districts serving the area
UTICA CITY SCHOOL DISTRICT, NEW YORK STATE OFFICE MENTAL HEALTH (OMH), WHITESBORO CENTRAL SCHOOL DISTRICT
Schools include
CHRISTOPHER COLUMBUS ELEMENTARY SCHOOL, WATSON WILLIAMS ELEMENTARY SCHOOL, ALBANY ELEMENTARY SCHOOL, HUGH R JONES ELEMENTARY SCHOOL, JOHN F HUGHES ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winter weather, ice storm, lightning, strong wind, cold wave
Notable hazard ratings (county)
winter weather: Very High · ice storm: Relatively High · lightning: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate
Most common flood zone among NFIP claims (varies by location)
Zone X
NFIP flood claims on record
82
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
58.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Griffiss Air Force Base (14.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
56.0°F
Average low
37.0°F
Annual precipitation
44.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
27
Days with Good air quality
298
Days with Moderate air quality
55
Highest AQI recorded (year)
99

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
12.1 / 20
Transit service frequency
212
Jobs reachable by car (30 min)
26,029
Jobs reachable by transit (45 min)
20,350

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Stanwix National Monument (15 mi)
Airports within 30 mi
31
Nearest airport
Smithport Airport (2 mi)
Nearest major airport
Griffiss International Airport (RME) (14 mi)
Hospitals in or near a typical ZIP here
6
Hospitals include
CHENANGO MEMORIAL HOSPITAL, WYNN HOSPITAL, AURELIA OSBORN FOX MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-494 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1946
Housing built before 1970
77.8%
Housing built 2000 or later
6.0%
Median annual property tax
$3,344
Mean commute to work
18 min
Households with broadband internet
74.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
76,827
Average weekly wage
$1,115
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
254

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

UticaState medianUS median
Typical home value$212,830$332,107$288,527
Median sale price$217,038$363,950$325,000
Median days on market34 days55 days51 days
Typical rent$1,443/mo$2,700/mo$1,809/mo
Median annual property tax$3,344$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Utica, NY?
$212,830.
What is the median sale price in Utica, NY?
$217,038.
How long do homes take to sell in Utica, NY?
Median days on market: 34 days.
What is typical rent in Utica, NY?
Typical rent: $1,443/month.
What is the natural-hazard risk in Utica, NY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winter weather, ice storm, lightning, strong wind, cold wave.
Is Utica, NY in a flood zone?
Flood zones vary by property across the city. 82 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Utica, NY?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Utica, NY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Utica, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Utica, NY?
15 schools (11 elementary, 2 middle, 2 high) (NCES, 2024-25).
Is Utica, NY walkable?
Walkability index: 12.1/20 (EPA Smart Location Database).
What is the air quality in Utica, NY?
Good. Median AQI: 27. (EPA AQI).
What is the cost of living in Utica, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Utica

Listing a home in Utica, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents