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NY area data

Troy, NY

Aggregated across 2 ZIP codes in Troy.

Population: 68,346 (Census ACS)

The typical home value in Troy, NY is $291,023 — up 5.2% over the past year. Homes sell for a median $269,975 after a median 10 days on market. Typical rent runs $1,475/month. 17 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hail, ice storm, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$291,023

Typical home value

+5.2%

1-year change

10

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$291,023
1-year appreciation
+5.2%
3-year appreciation
+17.3%
5-year appreciation
+33.5%
10-year appreciation
+80.3%
Peak value since 2000 (Aug 2026)
$291,023
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$269,975
Median list price
$256,250
Median price per sqft
$169
1-year sale-price change
+0.5%
Median days on market
10 days
Homes sold (recent period)
183
For-sale inventory
94
Sale-to-list ratio
103.0%
Active listings
101
1-year forecast
+2.6%
Days to pending
25 days
New listings (monthly)
39

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,475/mo
1-year rent change
+7.5%
Studio fair-market rent
$1,238/mo
1BR fair-market rent
$1,425/mo
2BR fair-market rent
$1,711/mo
3BR fair-market rent
$2,039/mo
4BR fair-market rent
$2,249/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
17
Elementary schools
11
Middle schools
2
High schools
2
Charter schools
1
Avg student-teacher ratio
10.1 : 1
School districts serving the area
KIPP TROY PREPARATORY CHARTER SCHOOL, BRUNSWICK CENTRAL SCHOOL DISTRICT (BRITTONKILL), EAST GREENBUSH CENTRAL SCHOOL DISTRICT
Schools include
KIPP TROY PREPARATORY CHARTER SCHOOL, TAMARAC ELEMENTARY SCHOOL, TAMARAC MIDDLE SCHOOL HIGH SCHOOL, BELL TOP SCHOOL, CARROLL HILL SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hail, ice storm, inland flooding, lightning, strong wind
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims (varies by location)
Zone A12
NFIP flood claims on record
243
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
52.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Dewey Loeffel Landfill (13.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
58.5°F
Average low
37.5°F
Annual precipitation
42.3 in
Annual snowfall
46.2 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.3 / 20
Transit service frequency
-49,537
Jobs reachable by car (30 min)
35,927
Jobs reachable by transit (45 min)
29,874

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Saratoga National Historical Park (14 mi)
National parks include
Saratoga National Historical Park, Martin Van Buren National Historic Site, Coltsville National Historical Park
Airports within 30 mi
31
Nearest airport
Rensselaer County Airport (4 mi)
Nearest major airport
Albany International Airport (ALB) (9 mi)
Hospitals in or near a typical ZIP here
8
Hospitals include
SAMARITAN HOSPITAL OF TROY, NEW YORK, BERKSHIRE MEDICAL CENTER, NORTH ADAMS REGIONAL HOSPITAL CORPORATION
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
3.5 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-347 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1948
Housing built before 1970
69.3%
Housing built 2000 or later
11.2%
Median annual property tax
$4,745
Mean commute to work
20 min
Households with broadband internet
80.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
45,149
Average weekly wage
$1,410
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
335

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TroyState medianUS median
Typical home value$291,023$332,107$288,527
Median sale price$269,975$363,950$325,000
Median days on market10 days55 days51 days
Typical rent$1,475/mo$2,700/mo$1,809/mo
Median annual property tax$4,745$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Troy, NY?
$291,023.
What is the median sale price in Troy, NY?
$269,975.
How long do homes take to sell in Troy, NY?
Median days on market: 10 days.
What is typical rent in Troy, NY?
Typical rent: $1,475/month.
What is the natural-hazard risk in Troy, NY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hail, ice storm, inland flooding, lightning, strong wind.
Is Troy, NY in a flood zone?
Flood zones vary by property across the city. 243 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A12. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Troy, NY?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Troy, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Troy, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Troy, NY?
17 schools (11 elementary, 2 middle, 2 high) (NCES, 2024-25).
Is Troy, NY walkable?
Walkability index: 9.3/20 (EPA Smart Location Database).
What is the cost of living in Troy, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Troy

Listing a home in Troy, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents