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NY area data

Three Mile Bay, NY

Three Mile Bay, NY.

Population: 423 (Census ACS)

The typical home value in Three Mile Bay, NY is $273,324 — up 16.9% over the past year. Homes sell for a median $476,250 after a median 46 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winter weather, ice storm, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$273,324

Typical home value

+16.9%

1-year change

46

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$273,324
1-year appreciation
+16.9%
3-year appreciation
+31.1%
5-year appreciation
+57.3%
10-year appreciation
+98.9%
Peak value since 2000 (Aug 2026)
$273,324
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$476,250
Median list price
$299,900
Median price per sqft
$297
1-year sale-price change
+76.4%
Median days on market
46 days
Homes sold (recent period)
6
For-sale inventory
8
Sale-to-list ratio
99.2%
Active listings
13
1-year forecast
+2.0%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,012/mo
1BR fair-market rent
$1,111/mo
2BR fair-market rent
$1,453/mo
3BR fair-market rent
$1,995/mo
4BR fair-market rent
$2,376/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winter weather, ice storm, inland flooding, strong wind
Notable hazard ratings (county)
winter weather: Relatively High · ice storm: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
9
Wildfire risk to homes (county)
Higher than 5% of US counties
Buildings in wildfire direct-exposure zone
58.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
55.0°F
Average low
35.0°F
Annual precipitation
37.1 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
336
Days with Moderate air quality
19
Highest AQI recorded (year)
87

Source: EPA annual air quality index (county-level)

Amenities

Airports within 30 mi
8
Nearest airport
Salubrious Point Airport (7 mi)
Nearest major airport
Watertown International Airport (ART) (11 mi)
Hospitals in or near this ZIP
3
Hospitals include
SAMARITAN MEDICAL CENTER, RIVER HOSPITAL CLINICS, CARTHAGE AREA HOSPITAL, INC
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-620 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1984
Housing built before 1970
35.0%
Housing built 2000 or later
25.3%
Median annual property tax
$4,063
Households with broadband internet
75.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
29,528
Average weekly wage
$1,039
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
288

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Three Mile BayState medianUS median
Typical home value$273,324$332,107$288,527
Median sale price$476,250$363,950$325,000
Median days on market46 days55 days51 days
Median annual property tax$4,063$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Three Mile Bay, NY?
$273,324.
What is the median sale price in Three Mile Bay, NY?
$476,250.
How long do homes take to sell in Three Mile Bay, NY?
Median days on market: 46 days.
What is typical rent in Three Mile Bay, NY?
2-bedroom fair-market rent: $1,453/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Three Mile Bay, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winter weather, ice storm, inland flooding, strong wind.
Is Three Mile Bay, NY in a flood zone?
Flood zones vary by property within Three Mile Bay, NY. 9 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Three Mile Bay, NY?
Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Three Mile Bay, NY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Three Mile Bay, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in Three Mile Bay, NY?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in Three Mile Bay, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Three Mile Bay

Listing a home in Three Mile Bay, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents