NY area data
Three Mile Bay, NY
Three Mile Bay, NY.
Population: 423 (Census ACS)
The typical home value in Three Mile Bay, NY is $273,324 — up 16.9% over the past year. Homes sell for a median $476,250 after a median 46 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winter weather, ice storm, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$273,324
Typical home value
+16.9%
1-year change
46
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Typical home value
- $273,324
- 1-year appreciation
- +16.9%
- 3-year appreciation
- +31.1%
- 5-year appreciation
- +57.3%
- 10-year appreciation
- +98.9%
- Peak value since 2000 (Aug 2026)
- $273,324
- House Price Index (state)
- 437.3 (+3.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $476,250
- Median list price
- $299,900
- Median price per sqft
- $297
- 1-year sale-price change
- +76.4%
- Median days on market
- 46 days
- Homes sold (recent period)
- 6
- For-sale inventory
- 8
- Sale-to-list ratio
- 99.2%
- Active listings
- 13
- 1-year forecast
- +2.0%
- New listings (monthly)
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,012/mo
- 1BR fair-market rent
- $1,111/mo
- 2BR fair-market rent
- $1,453/mo
- 3BR fair-market rent
- $1,995/mo
- 4BR fair-market rent
- $2,376/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- winter weather, ice storm, inland flooding, strong wind
- Notable hazard ratings (county)
- winter weather: Relatively High · ice storm: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low
- Most common flood zone among NFIP claims
- Zone AE
- NFIP flood claims on record
- 9
- Wildfire risk to homes (county)
- Higher than 5% of US counties
- Buildings in wildfire direct-exposure zone
- 58.6%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 45.0°F
- Average high
- 55.0°F
- Average low
- 35.0°F
- Annual precipitation
- 37.1 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 34
- Days with Good air quality
- 336
- Days with Moderate air quality
- 19
- Highest AQI recorded (year)
- 87
Source: EPA annual air quality index (county-level)
Amenities
- Airports within 30 mi
- 8
- Nearest airport
- Salubrious Point Airport (7 mi)
- Nearest major airport
- Watertown International Airport (ART) (11 mi)
- Hospitals in or near this ZIP
- 3
- Hospitals include
- SAMARITAN MEDICAL CENTER, RIVER HOSPITAL CLINICS, CARTHAGE AREA HOSPITAL, INC
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 2.0 / 5
- Solar radiation rating
- Fair (3.7 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -620 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1984
- Housing built before 1970
- 35.0%
- Housing built 2000 or later
- 25.3%
- Median annual property tax
- $4,063
- Households with broadband internet
- 75.9%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 29,528
- Average weekly wage
- $1,039
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 288
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Three Mile Bay | State median | US median | |
|---|---|---|---|
| Typical home value | $273,324 | $332,107 | $288,527 |
| Median sale price | $476,250 | $363,950 | $325,000 |
| Median days on market | 46 days | 55 days | 51 days |
| Median annual property tax | $4,063 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in Three Mile Bay, NY?
- $273,324.
- What is the median sale price in Three Mile Bay, NY?
- $476,250.
- How long do homes take to sell in Three Mile Bay, NY?
- Median days on market: 46 days.
- What is typical rent in Three Mile Bay, NY?
- 2-bedroom fair-market rent: $1,453/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Three Mile Bay, NY?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winter weather, ice storm, inland flooding, strong wind.
- Is Three Mile Bay, NY in a flood zone?
- Flood zones vary by property within Three Mile Bay, NY. 9 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in Three Mile Bay, NY?
- Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Three Mile Bay, NY?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Three Mile Bay, NY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in Three Mile Bay, NY?
- Good. Median AQI: 34. (EPA AQI).
- What is the cost of living in Three Mile Bay, NY?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP code for Three Mile Bay
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →