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NY area data

Swain, NY

Swain, NY.

Population: 362 (Census ACS)

The typical home value in Swain, NY is $154,934 — up 12.2% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with inland flooding, lightning, strong wind the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$154,934

Typical home value

+12.2%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$154,934
1-year appreciation
+12.2%
3-year appreciation
+22.8%
5-year appreciation
+24.3%
10-year appreciation
+78.1%
Peak value since 2000 (Aug 2026)
$154,934
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$189,900

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$770/mo
1BR fair-market rent
$775/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,254/mo
4BR fair-market rent
$1,604/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
inland flooding, lightning, strong wind
Notable hazard ratings (county)
lightning: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · ice storm: Relatively Low
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
84.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Sinclair Refinery (24.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
58.0°F
Average low
34.0°F
Annual precipitation
40.2 in
Annual snowfall
72.4 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Theodore Roosevelt Inaugural National Historic Site (59 mi)
Airports within 30 mi
17
Nearest airport
Four Seasons Airport (5 mi)
Hospitals in or near this ZIP
11
Hospitals include
UNITED MEMORIAL MEDICAL CENTER, F F THOMPSON HOSPITAL, JONES MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-15 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1981
Housing built before 1970
35.2%
Housing built 2000 or later
24.6%
Median annual property tax
$4,000
Mean commute to work
31 min
Households with broadband internet
57.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,379
Average weekly wage
$944
Top industries (by employment)
Accommodation & Food, Other Services, Construction
Annual residential building permits (county)
97

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

SwainState medianUS median
Typical home value$154,934$332,107$288,527
Median annual property tax$4,000$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Swain, NY?
$154,934.
What is typical rent in Swain, NY?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Swain, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: inland flooding, lightning, strong wind.
What is the wildfire risk in Swain, NY?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Swain, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Swain, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Swain, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Swain

Listing a home in Swain, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents