NY area data
Stillwater, NY
Stillwater, NY.
Population: 5,351 (Census ACS)
The typical home value in Stillwater, NY is $412,499 — up 5.8% over the past year. Homes sell for a median $428,500 after a median 12 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, inland flooding, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$412,499
Typical home value
+5.8%
1-year change
12
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Typical home value
- $412,499
- 1-year appreciation
- +5.8%
- 3-year appreciation
- +12.7%
- 5-year appreciation
- +29.1%
- 10-year appreciation
- +71.5%
- Peak value since 2000 (Aug 2026)
- $412,499
- House Price Index (state)
- 437.3 (+3.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $428,500
- Median list price
- $389,000
- Median price per sqft
- $267
- 1-year sale-price change
- +46.6%
- Median days on market
- 12 days
- Homes sold (recent period)
- 12
- For-sale inventory
- 17
- Sale-to-list ratio
- 100.8%
- Active listings
- 6
- 1-year forecast
- +2.6%
- New listings (monthly)
- 6
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,238/mo
- 1BR fair-market rent
- $1,425/mo
- 2BR fair-market rent
- $1,711/mo
- 3BR fair-market rent
- $2,039/mo
- 4BR fair-market rent
- $2,249/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 10.9 : 1
- Schools include
- STILLWATER ELEMENTARY SCHOOL, STILLWATER MIDDLE SCHOOL HIGH SCHOOL
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- ice storm, inland flooding, lightning, strong wind, tornado
- Notable hazard ratings (county)
- tornado: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · hail: Relatively Low
- Most common flood zone among NFIP claims
- Zone AE
- NFIP flood claims on record
- 30
- Wildfire risk to homes (county)
- Higher than 16% of US counties
- Buildings in wildfire direct-exposure zone
- 67.1%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Malta Rocket Fuel Area (5.3 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 49.0°F
- Average high
- 59.0°F
- Average low
- 39.0°F
- Annual precipitation
- 41.5 in
- Annual snowfall
- 57.0 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 34
- Days with Good air quality
- 310
- Days with Moderate air quality
- 12
- Highest AQI recorded (year)
- 93
Source: EPA annual air quality index (county-level)
Walkability & transit
- Walkability index
- 2.3 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 7,898
- Jobs reachable by transit (45 min)
- 8,988
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Saratoga National Historical Park (2 mi)
- National parks include
- Saratoga National Historical Park, Coltsville National Historical Park, Martin Van Buren National Historic Site
- Airports within 30 mi
- 36
- Nearest airport
- Garnseys Airport (6 mi)
- Nearest major airport
- Schenectady County Airport (SCH) (17 mi)
- Hospitals in or near this ZIP
- 15
- Hospitals include
- BERKSHIRE MEDICAL CENTER, NORTH ADAMS REGIONAL HOSPITAL CORPORATION, ALBANY MEDICAL CENTER HOSPITAL
- Avg hospital rating (CMS)
- 2.6 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +362 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1980
- Housing built before 1970
- 32.2%
- Housing built 2000 or later
- 19.2%
- Median annual property tax
- $4,435
- Mean commute to work
- 24 min
- Households with broadband internet
- 85.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 81,678
- Average weekly wage
- $1,332
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 884
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Stillwater | State median | US median | |
|---|---|---|---|
| Typical home value | $412,499 | $332,107 | $288,527 |
| Median sale price | $428,500 | $363,950 | $325,000 |
| Median days on market | 12 days | 55 days | 51 days |
| Median annual property tax | $4,435 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in Stillwater, NY?
- $412,499.
- What is the median sale price in Stillwater, NY?
- $428,500.
- How long do homes take to sell in Stillwater, NY?
- Median days on market: 12 days.
- What is typical rent in Stillwater, NY?
- 2-bedroom fair-market rent: $1,711/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Stillwater, NY?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, inland flooding, lightning, strong wind, tornado.
- Is Stillwater, NY in a flood zone?
- Flood zones vary by property within Stillwater, NY. 30 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in Stillwater, NY?
- Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Stillwater, NY?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Stillwater, NY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Stillwater, NY?
- 2 schools (1 elementary, 1 high) (NCES, 2024-25).
- Is Stillwater, NY walkable?
- Walkability index: 2.3/20 (EPA Smart Location Database).
- What is the air quality in Stillwater, NY?
- Good. Median AQI: 34. (EPA AQI).
- What is the cost of living in Stillwater, NY?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP code for Stillwater
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →