Skip to main content

NY area data

Stephentown, NY

Aggregated across 2 ZIP codes in Stephentown.

Population: 2,169 (Census ACS)

The typical home value in Stephentown, NY is $326,732 — up 7.9% over the past year. Homes sell for a median $318,475 after a median 59 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hail, ice storm, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$326,732

Typical home value

+7.9%

1-year change

59

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$326,732
1-year appreciation
+7.9%
3-year appreciation
+16.9%
5-year appreciation
+27.0%
10-year appreciation
+88.0%
Peak value since 2000 (Aug 2026)
$326,732
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$318,475
Median list price
$284,000
Median price per sqft
$184
1-year sale-price change
-9.9%
Median days on market
59 days
Homes sold (recent period)
7
For-sale inventory
3
Sale-to-list ratio
100.0%
Active listings
4
1-year forecast
+2.8%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,238/mo
1BR fair-market rent
$1,425/mo
2BR fair-market rent
$1,711/mo
3BR fair-market rent
$2,039/mo
4BR fair-market rent
$2,249/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hail, ice storm, inland flooding, lightning, strong wind
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims (varies by location)
Zone A
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
52.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Dewey Loeffel Landfill (6.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
57.0°F
Average low
35.0°F
Annual precipitation
49.1 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,043
Jobs reachable by transit (45 min)
4,511

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
6
Nearest national park
Coltsville National Historical Park (11 mi)
National parks include
Coltsville National Historical Park, Martin Van Buren National Historic Site, Saratoga National Historical Park
Airports within 30 mi
22
Nearest airport
Alexander Farm Airport (9 mi)
Nearest major airport
Albany International Airport (ALB) (21 mi)
Hospitals in or near a typical ZIP here
16
Hospitals include
BERKSHIRE MEDICAL CENTER, BAYSTATE NOBLE HOSPITAL, NORTHAMPTON VA MEDICAL CENTER
Avg hospital rating (CMS)
2.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-347 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
39.9%
Housing built 2000 or later
23.6%
Median annual property tax
$3,513
Households with broadband internet
55.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
45,149
Average weekly wage
$1,410
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
335

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

StephentownState medianUS median
Typical home value$326,732$332,107$288,527
Median sale price$318,475$363,950$325,000
Median days on market59 days55 days51 days
Median annual property tax$3,513$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Stephentown, NY?
$326,732.
What is the median sale price in Stephentown, NY?
$318,475.
How long do homes take to sell in Stephentown, NY?
Median days on market: 59 days.
What is typical rent in Stephentown, NY?
2-bedroom fair-market rent: $1,711/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Stephentown, NY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hail, ice storm, inland flooding, lightning, strong wind.
Is Stephentown, NY in a flood zone?
Flood zones vary by property across the city. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Stephentown, NY?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Stephentown, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Stephentown, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Stephentown, NY walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the cost of living in Stephentown, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Stephentown

Listing a home in Stephentown, NY?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents