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NY area data

Schenectady, NY

Aggregated across 5 ZIP codes in Schenectady.

Population: 80,185 (Census ACS)

The typical home value in Schenectady, NY is $264,421 — up 4.7% over the past year. Homes sell for a median $277,216 after a median 23 days on market. Typical rent runs $1,557/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, inland flooding, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$264,421

Typical home value

+4.7%

1-year change

23

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$264,421
1-year appreciation
+4.7%
3-year appreciation
+18.2%
5-year appreciation
+40.6%
10-year appreciation
+139.0%
Peak value since 2000 (Aug 2026)
$266,190
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$277,216
Median list price
$265,450
Median price per sqft
$186
1-year sale-price change
+3.5%
Median days on market
23 days
Homes sold (recent period)
223
For-sale inventory
134
Sale-to-list ratio
102.0%
Active listings
169
1-year forecast
+3.4%
Days to pending
14 days
New listings (monthly)
61

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,557/mo
1-year rent change
+7.0%
Studio fair-market rent
$1,238/mo
1BR fair-market rent
$1,425/mo
2BR fair-market rent
$1,711/mo
3BR fair-market rent
$2,039/mo
4BR fair-market rent
$2,249/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
16
Elementary schools
11
Middle schools
3
High schools
2
Charter schools
1
Avg student-teacher ratio
12.5 : 1
School districts serving the area
SCHENECTADY CITY SCHOOL DISTRICT, DESTINE PREPARATORY CHARTER SCHOOL, SCHALMONT CENTRAL SCHOOL DISTRICT
Schools include
LINCOLN ELEMENTARY SCHOOL, PAIGE ELEMENTARY SCHOOL, WOODLAWN ELEMENTARY SCHOOL, WILLIAM C KEANE ELEMENTARY SCHOOL, CENTRAL PARK MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, inland flooding, lightning, tornado
Notable hazard ratings (county)
tornado: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · inland flooding: Relatively Moderate · hail: Relatively Low · cold wave: Relatively Low
Most common flood zone among NFIP claims (varies by location)
Zone A16
NFIP flood claims on record
172
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
37.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Malta Rocket Fuel Area (12.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
57.0°F
Average low
36.0°F
Annual precipitation
42.5 in
Annual snowfall
45.7 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
13.6 / 20
Transit service frequency
-19,779
Jobs reachable by car (30 min)
38,366
Jobs reachable by transit (45 min)
33,209

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
4
Nearest national park
Saratoga National Historical Park (19 mi)
National parks include
Saratoga National Historical Park, Martin Van Buren National Historic Site, Thomas Cole National Historic Site
Airports within 30 mi
42
Nearest airport
Jerry Phibbs Airport (2 mi)
Nearest major airport
Schenectady County Airport (SCH) (2 mi)
Hospitals in or near a typical ZIP here
12
Hospitals include
BERKSHIRE MEDICAL CENTER, ALBANY MEDICAL CENTER HOSPITAL, ST PETER'S HOSPITAL
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
3.8 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-55 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1950
Housing built before 1970
71.9%
Housing built 2000 or later
13.9%
Median annual property tax
$4,847
Mean commute to work
20 min
Households with broadband internet
74.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
49,874
Average weekly wage
$1,434
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
110

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

SchenectadyState medianUS median
Typical home value$264,421$332,107$288,527
Median sale price$277,216$363,950$325,000
Median days on market23 days55 days51 days
Typical rent$1,557/mo$2,700/mo$1,809/mo
Median annual property tax$4,847$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Schenectady, NY?
$264,421.
What is the median sale price in Schenectady, NY?
$277,216.
How long do homes take to sell in Schenectady, NY?
Median days on market: 23 days.
What is typical rent in Schenectady, NY?
Typical rent: $1,557/month.
What is the natural-hazard risk in Schenectady, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, inland flooding, lightning, tornado.
Is Schenectady, NY in a flood zone?
Flood zones vary by property across the city. 172 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A16. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Schenectady, NY?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Schenectady, NY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Schenectady, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Schenectady, NY?
16 schools (11 elementary, 3 middle, 2 high) (NCES, 2024-25).
Is Schenectady, NY walkable?
Walkability index: 13.6/20 (EPA Smart Location Database).
What is the cost of living in Schenectady, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Schenectady

Listing a home in Schenectady, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents