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NY area data

Oswego, NY

Oswego, NY.

Population: 36,495 (Census ACS)

The typical home value in Oswego, NY is $193,629 — up 6.3% over the past year. Homes sell for a median $227,500 after a median 18 days on market. Typical rent runs $1,344/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, winter weather, inland flooding the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$193,629

Typical home value

+6.3%

1-year change

18

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$193,629
1-year appreciation
+6.3%
3-year appreciation
+21.8%
5-year appreciation
+38.3%
10-year appreciation
+86.1%
Peak value since 2000 (Aug 2026)
$193,629
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$227,500
Median list price
$199,900
Median price per sqft
$148
1-year sale-price change
+25.3%
Median days on market
18 days
Homes sold (recent period)
70
For-sale inventory
82
Sale-to-list ratio
100.2%
Active listings
70
1-year forecast
+4.7%
Days to pending
19 days
New listings (monthly)
36

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,344/mo
1-year rent change
+13.8%
Studio fair-market rent
$1,050/mo
1BR fair-market rent
$1,196/mo
2BR fair-market rent
$1,493/mo
3BR fair-market rent
$1,808/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
4
Middle schools
1
High schools
1
Avg student-teacher ratio
12.5 : 1
Schools include
CHARLES E RILEY ELEMENTARY SCHOOL, FITZHUGH PARK ELEMENTARY SCHOOL, KINGSFORD PARK ELEMENTARY SCHOOL, LEIGHTON ELEMENTARY SCHOOL, OSWEGO MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, winter weather, inland flooding, lightning, strong wind
Notable hazard ratings (county)
ice storm: Relatively High · winter weather: Relatively High · lightning: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · tornado: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
33
Wildfire risk to homes (county)
Higher than 5% of US counties
Buildings in wildfire direct-exposure zone
79.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Pollution Abatement Services (2.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
45.0 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
34
Days with Good air quality
319
Days with Moderate air quality
9
Highest AQI recorded (year)
80

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
12.0 / 20
Transit service frequency
0
Jobs reachable by car (30 min)
12,149
Jobs reachable by transit (45 min)
10,994

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Harriet Tubman National Historical Park (37 mi)
National parks include
Harriet Tubman National Historical Park, Women's Rights National Historical Park, Fort Stanwix National Monument
Airports within 30 mi
18
Nearest airport
Oswego County Airport (7 mi)
Nearest major airport
Syracuse Hancock International Airport (SYR) (29 mi)
Hospitals in or near this ZIP
11
Hospitals include
NEWARK-WAYNE COMMUNITY HOSPITAL, GENEVA GENERAL HOSPITAL, ST JOSEPH'S HOSPITAL HEALTH CENTER
Avg hospital rating (CMS)
2.3 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+71 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1960
Housing built before 1970
58.9%
Housing built 2000 or later
11.2%
Median annual property tax
$3,618
Mean commute to work
18 min
Households with broadband internet
80.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
23,462
Average weekly wage
$1,212
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
153

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OswegoState medianUS median
Typical home value$193,629$332,107$288,527
Median sale price$227,500$363,950$325,000
Median days on market18 days55 days51 days
Typical rent$1,344/mo$2,700/mo$1,809/mo
Median annual property tax$3,618$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Oswego, NY?
$193,629.
What is the median sale price in Oswego, NY?
$227,500.
How long do homes take to sell in Oswego, NY?
Median days on market: 18 days.
What is typical rent in Oswego, NY?
Typical rent: $1,344/month.
What is the natural-hazard risk in Oswego, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, winter weather, inland flooding, lightning, strong wind.
Is Oswego, NY in a flood zone?
Flood zones vary by property within Oswego, NY. 33 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Oswego, NY?
Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Oswego, NY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Oswego, NY?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Pollution Abatement Services, 2.5 mi.
How many schools serve Oswego, NY?
6 schools (4 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Oswego, NY walkable?
Walkability index: 12.0/20 (EPA Smart Location Database).
What is the air quality in Oswego, NY?
Good. Median AQI: 34. (EPA AQI).
What is the cost of living in Oswego, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Oswego

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents