How long do homes take to sell in Howes Cave, NY?

Median days on market: 102 days.

What is typical rent in Howes Cave, NY?

2-bedroom fair-market rent: $1,711/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).

What is the natural-hazard risk in Howes Cave, NY?

Overall risk: Very Low (FEMA NRI, county-level).

Is Howes Cave, NY in a flood zone?

Flood zones vary by property within Howes Cave, NY. 22 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.

What is the wildfire risk in Howes Cave, NY?

Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).

What is the radon potential in Howes Cave, NY?

High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.

Are there Superfund sites near Howes Cave, NY?

No current or proposed National Priorities List sites within 5 miles (EPA).

Is Howes Cave, NY walkable?

Walkability index: 5.0/20 (EPA Smart Location Database).

What is the cost of living in Howes Cave, NY?

Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

REAIGENT7 is a listing platform for real estate agents — where every page answers buyer questions with 25+ public government, academic, and industry research datasets (FEMA, NOAA, Census, NCES, and more). AI handles the questions; the agent owns the relationship. Direct buyer contact forms, marketing tools, and lead management built in. No competing agents on your listing, no per-ZIP fees, no referral fees on close.

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How do I get my listing page in front of buyers?

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NY area data

Howes Cave, NY

Howes Cave, NY.

Population: 1,208 (Census ACS)

The typical home value in Howes Cave, NY is $243,503 — up 8.5% over the past year. Homes sell for a median $150,000 after a median 102 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$243,503

Typical home value

+8.5%

1-year change

102

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value: $243,503
1-year appreciation: +8.5%
3-year appreciation: +22.8%
5-year appreciation: +40.7%
10-year appreciation: +87.6%
Peak value since 2000 (Aug 2026): $243,503
House Price Index (state): 437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price: $150,000
Median list price: $254,900
Median price per sqft: $130
1-year sale-price change: -53.3%
Median days on market: 102 days
Homes sold (recent period): 1
Sale-to-list ratio: 96.8%
Active listings: 3
1-year forecast: +2.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent: $1,238/mo
1BR fair-market rent: $1,425/mo
2BR fair-market rent: $1,711/mo
3BR fair-market rent: $2,039/mo
4BR fair-market rent: $2,249/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average): 107.9 (100 = US avg)
Electricity rate (state-level): 26.4¢/kWh
Natural gas rate (state-level): $17.60/MCF
30-year mortgage rate (national): 7.40%
15-year mortgage rate (national): 6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county): Very Low
Notable hazard ratings (county): tornado: Relatively Low · cold wave: Relatively Low · ice storm: Relatively Low · hurricane: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
Most common flood zone among NFIP claims: Zone AE
NFIP flood claims on record: 22
Wildfire risk to homes (county): Higher than 9% of US counties
Buildings in wildfire direct-exposure zone: 86.2%
Radon potential (county): High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi: None
Nearest Superfund site: Johnstown City Landfill (24 mi)

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature: 46.0°F
Average high: 56.0°F
Average low: 35.0°F
Annual precipitation: 40.7 in
Annual snowfall: 53.5 in
USDA plant hardiness zone: 5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index: 5.0 / 20
Transit service frequency: -99,999
Jobs reachable by car (30 min): 1,381
Jobs reachable by transit (45 min): 1,394

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi: 3
Nearest national park: Martin Van Buren National Historic Site (41 mi)
National parks include: Martin Van Buren National Historic Site, Thomas Cole National Historic Site, Saratoga National Historical Park
Airports within 30 mi: 41
Nearest airport: Valley View Airport (4 mi)
Nearest major airport: Schenectady County Airport (SCH) (25 mi)
Hospitals in or near this ZIP: 17
Hospitals include: ALBANY MEDICAL CENTER HOSPITAL, ST PETER'S HOSPITAL, ALBANY VA MEDICAL CENTER
Avg hospital rating (CMS): 2.3 / 5
Best hospital rating nearby (CMS): 4.0 / 5
Solar radiation rating: Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county): +92 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built: 1938
Housing built before 1970: 66.0%
Housing built 2000 or later: 13.4%
Median annual property tax: $3,988
Households with broadband internet: 62.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment: 5,924
Average weekly wage: $981
Top industries (by employment): Health Care, Accommodation & Food, Construction
Annual residential building permits (county): 35

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

	Howes Cave	State median	US median
Typical home value	$243,503	$332,107	$288,527
Median sale price	$150,000	$363,950	$325,000
Median days on market	102 days	55 days	51 days
Median annual property tax	$3,988	$4,500	$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Howes Cave, NY?: $243,503.
What is the median sale price in Howes Cave, NY?: $150,000.
How long do homes take to sell in Howes Cave, NY?: Median days on market: 102 days.
What is typical rent in Howes Cave, NY?: 2-bedroom fair-market rent: $1,711/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Howes Cave, NY?: Overall risk: Very Low (FEMA NRI, county-level).
Is Howes Cave, NY in a flood zone?: Flood zones vary by property within Howes Cave, NY. 22 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Howes Cave, NY?: Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Howes Cave, NY?: High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Howes Cave, NY?: No current or proposed National Priorities List sites within 5 miles (EPA).
Is Howes Cave, NY walkable?: Walkability index: 5.0/20 (EPA Smart Location Database).
What is the cost of living in Howes Cave, NY?: Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Howes Cave

12092

Listing a home in Howes Cave, NY?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →