NY area data
Fort Montgomery, NY
Fort Montgomery, NY.
Population: 1,403 (Census ACS)
The typical home value in Fort Montgomery, NY is $464,879 — up 4.7% over the past year. Homes sell for a median $500,490 after a median 32 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with cold wave, inland flooding, lightning the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).
$464,879
Typical home value
+4.7%
1-year change
32
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Typical home value
- $464,879
- 1-year appreciation
- +4.7%
- 3-year appreciation
- +14.0%
- 5-year appreciation
- +35.0%
- 10-year appreciation
- +88.6%
- Peak value since 2000 (Jul 2026)
- $465,063
- House Price Index (state)
- 437.3 (+3.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $500,490
- Median list price
- $377,000
- Median price per sqft
- $255
- 1-year sale-price change
- +2.7%
- Median days on market
- 32 days
- Homes sold (recent period)
- 2
- For-sale inventory
- 5
- Sale-to-list ratio
- 102.4%
- Active listings
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,484/mo
- 1BR fair-market rent
- $1,659/mo
- 2BR fair-market rent
- $2,131/mo
- 3BR fair-market rent
- $2,685/mo
- 4BR fair-market rent
- $2,824/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.9 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- Avg student-teacher ratio
- 9.7 : 1
- Schools include
- JAMES I O'NEILL HIGH SCHOOL, FORT MONTGOMERY ELEMENTARY SCHOOL
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- cold wave, inland flooding, lightning, strong wind, winter weather
- Notable hazard ratings (county)
- cold wave: Relatively High · lightning: Relatively High · strong wind: Relatively High · winter weather: Relatively High · inland flooding: Relatively High · drought: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 37% of US counties
- Buildings in wildfire direct-exposure zone
- 61.4%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Magna Metals (7.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 62.0°F
- Average low
- 42.0°F
- Annual precipitation
- 48.2 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 27
- Days with Good air quality
- 311
- Days with Moderate air quality
- 46
- Highest AQI recorded (year)
- 108
Source: EPA annual air quality index (county-level)
Amenities
- National parks within ~60 mi
- 24
- Nearest national park
- Weir Farm National Historical Park (28 mi)
- National parks include
- Weir Farm National Historical Park, Eleanor Roosevelt National Historic Site, Home Of Franklin D Roosevelt National Historic Site
- Airports within 30 mi
- 20
- Nearest airport
- New York Stewart International Airport (SWF) (13 mi)
- Nearest major airport
- New York Stewart International Airport (SWF) (13 mi)
- Hospitals in or near this ZIP
- 95
- Hospitals include
- SHARON HOSPITAL, STAMFORD HOSPITAL, GREENWICH HOSPITAL ASSOCIATION -
- Avg hospital rating (CMS)
- 3.4 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1974
- Housing built before 1970
- 44.9%
- Housing built 2000 or later
- 18.6%
- Median annual property tax
- $10,001
- Households with broadband internet
- 91.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 128,854
- Average weekly wage
- $1,124
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 1,668
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Fort Montgomery | State median | US median | |
|---|---|---|---|
| Typical home value | $464,879 | $332,107 | $288,527 |
| Median sale price | $500,490 | $363,950 | $325,000 |
| Median days on market | 32 days | 55 days | 51 days |
| Median annual property tax | $10,001 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in Fort Montgomery, NY?
- $464,879.
- What is the median sale price in Fort Montgomery, NY?
- $500,490.
- How long do homes take to sell in Fort Montgomery, NY?
- Median days on market: 32 days.
- What is typical rent in Fort Montgomery, NY?
- 2-bedroom fair-market rent: $2,131/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Fort Montgomery, NY?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: cold wave, inland flooding, lightning, strong wind, winter weather.
- What is the wildfire risk in Fort Montgomery, NY?
- Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Fort Montgomery, NY?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Fort Montgomery, NY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Fort Montgomery, NY?
- 2 schools (1 elementary, 1 high) (NCES, 2024-25).
- What is the air quality in Fort Montgomery, NY?
- Good. Median AQI: 27. (EPA AQI).
- What is the cost of living in Fort Montgomery, NY?
- Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP code for Fort Montgomery
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →