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NY area data

Cold Spring, NY

Cold Spring, NY.

Population: 5,362 (Census ACS)

The typical home value in Cold Spring, NY is $744,582 — up 4.8% over the past year. Homes sell for a median $785,000 after a median 48 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with ice storm, strong wind the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$744,582

Typical home value

+4.8%

1-year change

48

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$744,582
1-year appreciation
+4.8%
3-year appreciation
+15.2%
5-year appreciation
+30.9%
10-year appreciation
+65.8%
Peak value since 2000 (Aug 2026)
$744,582
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$785,000
Median list price
$712,000
Median price per sqft
$417
1-year sale-price change
+6.8%
Median days on market
48 days
Homes sold (recent period)
15
For-sale inventory
21
Sale-to-list ratio
97.2%
Active listings
16
1-year forecast
+3.4%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$2,593/mo
1BR fair-market rent
$2,729/mo
2BR fair-market rent
$2,971/mo
3BR fair-market rent
$3,760/mo
4BR fair-market rent
$4,121/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
9.2 : 1
Schools include
HALDANE ELEMENTARY SCHOOL, HALDANE HIGH SCHOOL, HALDANE MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
ice storm, strong wind
Notable hazard ratings (county)
ice storm: Relatively Moderate · strong wind: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low · hurricane: Relatively Low
Most common flood zone among NFIP claims
Zone A04
NFIP flood claims on record
59
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
72.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Shenandoah Road Ground Water Contamination (6.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
49.2 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
33
Days with Good air quality
323
Days with Moderate air quality
20
Highest AQI recorded (year)
97

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
22,940
Jobs reachable by transit (45 min)
27,892

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
22
Nearest national park
Eleanor Roosevelt National Historic Site (21 mi)
National parks include
Eleanor Roosevelt National Historic Site, Home Of Franklin D Roosevelt National Historic Site, Vanderbilt Mansion National Historic Site
Airports within 30 mi
22
Nearest airport
Black Pond Airfield (7 mi)
Nearest major airport
Dutchess County Airport (POU) (11 mi)
Hospitals in or near this ZIP
49
Hospitals include
SHARON HOSPITAL, STAMFORD HOSPITAL, GREENWICH HOSPITAL ASSOCIATION -
Avg hospital rating (CMS)
3.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-218 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1965
Housing built before 1970
54.6%
Housing built 2000 or later
18.3%
Median annual property tax
$10,001
Mean commute to work
33 min
Households with broadband internet
85.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
22,094
Average weekly wage
$1,253
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
72

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Cold SpringState medianUS median
Typical home value$744,582$332,107$288,527
Median sale price$785,000$363,950$325,000
Median days on market48 days55 days51 days
Median annual property tax$10,001$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Cold Spring, NY?
$744,582.
What is the median sale price in Cold Spring, NY?
$785,000.
How long do homes take to sell in Cold Spring, NY?
Median days on market: 48 days.
What is typical rent in Cold Spring, NY?
2-bedroom fair-market rent: $2,971/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Cold Spring, NY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: ice storm, strong wind.
Is Cold Spring, NY in a flood zone?
Flood zones vary by property within Cold Spring, NY. 59 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A04. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Cold Spring, NY?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cold Spring, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cold Spring, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cold Spring, NY?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Cold Spring, NY walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the air quality in Cold Spring, NY?
Good. Median AQI: 33. (EPA AQI).
What is the cost of living in Cold Spring, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Cold Spring

Listing a home in Cold Spring, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents