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NY area data

Carmel, NY

Carmel, NY.

Population: 24,234 (Census ACS)

The typical home value in Carmel, NY is $515,970 — up 5.9% over the past year. Homes sell for a median $513,500 after a median 30 days on market. Typical rent runs $2,650/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with ice storm, strong wind the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$515,970

Typical home value

+5.9%

1-year change

30

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$515,970
1-year appreciation
+5.9%
3-year appreciation
+20.1%
5-year appreciation
+37.2%
10-year appreciation
+90.7%
Peak value since 2000 (Aug 2026)
$515,970
House Price Index (state)
437.3 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$513,500
Median list price
$549,999
Median price per sqft
$307
1-year sale-price change
+6.2%
Median days on market
30 days
Homes sold (recent period)
92
For-sale inventory
91
Sale-to-list ratio
101.2%
Active listings
72
1-year forecast
+3.1%
Days to pending
56 days
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,650/mo
Studio fair-market rent
$2,593/mo
1BR fair-market rent
$2,729/mo
2BR fair-market rent
$2,971/mo
3BR fair-market rent
$3,760/mo
4BR fair-market rent
$4,121/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Avg student-teacher ratio
11.8 : 1
Schools include
CARMEL HIGH SCHOOL, GEORGE FISCHER MIDDLE SCHOOL, KENT ELEMENTARY SCHOOL, KENT PRIMARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
ice storm, strong wind
Notable hazard ratings (county)
ice storm: Relatively Moderate · strong wind: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low · hurricane: Relatively Low
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
72.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Arsenic Mine (0.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
58.5°F
Average low
39.5°F
Annual precipitation
49.7 in
Annual snowfall
57.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
33
Days with Good air quality
323
Days with Moderate air quality
20
Highest AQI recorded (year)
97

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
26,027
Jobs reachable by transit (45 min)
31,247

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
21
Nearest national park
Weir Farm National Historical Park (20 mi)
National parks include
Weir Farm National Historical Park, Eleanor Roosevelt National Historic Site, Home Of Franklin D Roosevelt National Historic Site
Airports within 30 mi
20
Nearest airport
Black Pond Airfield (4 mi)
Nearest major airport
Danbury Municipal Airport (DXR) (14 mi)
Hospitals in or near this ZIP
1
Hospitals include
PUTNAM HOSPITAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-218 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1972
Housing built before 1970
47.3%
Housing built 2000 or later
15.8%
Median annual property tax
$10,001
Mean commute to work
34 min
Households with broadband internet
79.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
22,094
Average weekly wage
$1,253
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
72

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CarmelState medianUS median
Typical home value$515,970$332,107$288,527
Median sale price$513,500$363,950$325,000
Median days on market30 days55 days51 days
Typical rent$2,650/mo$2,700/mo$1,809/mo
Median annual property tax$10,001$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Carmel, NY?
$515,970.
What is the median sale price in Carmel, NY?
$513,500.
How long do homes take to sell in Carmel, NY?
Median days on market: 30 days.
What is typical rent in Carmel, NY?
Typical rent: $2,650/month.
What is the natural-hazard risk in Carmel, NY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: ice storm, strong wind.
What is the wildfire risk in Carmel, NY?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Carmel, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Carmel, NY?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Arsenic Mine, 0.5 mi.
How many schools serve Carmel, NY?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Carmel, NY walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the air quality in Carmel, NY?
Good. Median AQI: 33. (EPA AQI).
What is the cost of living in Carmel, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Carmel

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents