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NY area data

Albany, NY

Aggregated across 8 ZIP codes in Albany.

Population: 85,639 (Census ACS)

The typical home value in Albany, NY is $274,593 — up 3.8% over the past year. Homes sell for a median $323,914 after a median 15 days on market. Typical rent runs $1,675/month. 20 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, lightning, cold wave the top-rated hazards. Cost of living is 7.9% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$274,593

Typical home value

+3.8%

1-year change

15

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$274,593
1-year appreciation
+3.8%
3-year appreciation
+17.0%
5-year appreciation
+33.4%
10-year appreciation
+86.8%
Peak value since 2000 (Aug 2026)
$275,569
House Price Index (state)
437.3 (+3.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$323,914
Median list price
$283,043
Median price per sqft
$148
1-year sale-price change
+11.6%
Median days on market
15 days
Homes sold (recent period)
173
For-sale inventory
116
Sale-to-list ratio
100.0%
Active listings
160
1-year forecast
+2.7%
New listings (monthly)
56

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,675/mo
1-year rent change
+7.2%
Studio fair-market rent
$1,238/mo
1BR fair-market rent
$1,425/mo
2BR fair-market rent
$1,711/mo
3BR fair-market rent
$2,039/mo
4BR fair-market rent
$2,249/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.9 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
20
Elementary schools
15
Middle schools
3
High schools
2
Charter schools
7
Avg student-teacher ratio
12.2 : 1
School districts serving the area
KIPP ALBANY COMMUNITY CHARTER SCHOOL, GREEN TECH HIGH CHARTER SCHOOL, ALBANY CITY SCHOOL DISTRICT
Schools include
KIPP ALBANY COMMUNITY CHARTER SCHOOL, GREEN TECH HIGH CHARTER SCHOOL, GIFFEN MEMORIAL ELEMENTARY SCHOOL, THOMAS S O'BRIEN ACADEMY OF SCIENCE & TECHNOLOGY, WILLIAM S HACKETT MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, lightning, cold wave, hurricane, inland flooding
Notable hazard ratings (county)
ice storm: Relatively High · lightning: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate · hurricane: Relatively Moderate · landslide: Relatively Moderate
Most common flood zone among NFIP claims (varies by location)
Zone A08
NFIP flood claims on record
56
Wildfire risk to homes (county)
Higher than 13% of US counties
Buildings in wildfire direct-exposure zone
36.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Dewey Loeffel Landfill (11.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.3°F
Average high
59.9°F
Average low
40.6°F
Annual precipitation
43.1 in
Annual snowfall
53.0 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
250
Days with Moderate air quality
110
Highest AQI recorded (year)
136

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
15.5 / 20
Transit service frequency
229
Jobs reachable by car (30 min)
63,685
Jobs reachable by transit (45 min)
40,957

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
5
Nearest national park
Martin Van Buren National Historic Site (19 mi)
National parks include
Martin Van Buren National Historic Site, Saratoga National Historical Park, Thomas Cole National Historic Site
Airports within 30 mi
37
Nearest airport
Albany International Airport (ALB) (4 mi)
Nearest major airport
Albany International Airport (ALB) (4 mi)
Hospitals in or near a typical ZIP here
14
Hospitals include
BERKSHIRE MEDICAL CENTER, FAIRVIEW HOSPITAL, NORTH ADAMS REGIONAL HOSPITAL CORPORATION
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
4.6 / 5
EV charging stations (within 10 mi)
40
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-677 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1960
Housing built before 1970
61.5%
Housing built 2000 or later
19.0%
Median annual property tax
$3,990
Mean commute to work
18 min
Households with broadband internet
77.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
170,772
Average weekly wage
$1,458
Top industries (by employment)
Health Care, Professional Services, Administrative Services
Annual residential building permits (county)
683

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

AlbanyState medianUS median
Typical home value$274,593$332,107$288,527
Median sale price$323,914$363,950$325,000
Median days on market15 days55 days51 days
Typical rent$1,675/mo$2,700/mo$1,809/mo
Median annual property tax$3,990$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Albany, NY?
$274,593.
What is the median sale price in Albany, NY?
$323,914.
How long do homes take to sell in Albany, NY?
Median days on market: 15 days.
What is typical rent in Albany, NY?
Typical rent: $1,675/month.
What is the natural-hazard risk in Albany, NY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, lightning, cold wave, hurricane, inland flooding.
Is Albany, NY in a flood zone?
Flood zones vary by property across the city. 56 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A08. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Albany, NY?
Risk to homes is higher than 13% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Albany, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Albany, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Albany, NY?
20 schools (15 elementary, 3 middle, 2 high) (NCES, 2024-25).
Is Albany, NY walkable?
Walkability index: 15.5/20 (EPA Smart Location Database).
What is the air quality in Albany, NY?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Albany, NY?
Regional Price Parity: 107.9 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Albany

Listing a home in Albany, NY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents