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MN area data

Saint Michael, MN

Saint Michael, MN.

Population: 20,106 (Census ACS)

The typical home value in Saint Michael, MN is $433,419 — up 0.0% over the past year. Homes sell for a median $455,000 after a median 35 days on market. Typical rent runs $1,784/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, hail, inland flooding the top-rated hazards. Cost of living is 1.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$433,419

Typical home value

0.0%

1-year change

35

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$433,419
1-year appreciation
0.0%
3-year appreciation
+1.9%
5-year appreciation
+11.4%
10-year appreciation
+61.3%
Peak value since 2000 (Mar 2025)
$435,459
House Price Index (state)
442.4 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$455,000
Median list price
$449,950
Median price per sqft
$185
1-year sale-price change
+3.7%
Median days on market
35 days
Homes sold (recent period)
174
For-sale inventory
101
Sale-to-list ratio
99.5%
Active listings
129
1-year forecast
+0.9%
Days to pending
42 days
New listings (monthly)
33

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,784/mo
1-year rent change
+6.9%
Studio fair-market rent
$1,265/mo
1BR fair-market rent
$1,427/mo
2BR fair-market rent
$1,734/mo
3BR fair-market rent
$2,264/mo
4BR fair-market rent
$2,538/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
98.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
4
Middle schools
1
High schools
4
Avg student-teacher ratio
17.9 : 1
Schools include
ST. MICHAEL ELEMENTARY, ST. MICHAEL-ALBERTVILLE SENIOR HIGH, ST. MICHAEL-ALBERTVILLE MIDDLE EAST, KNIGHTS ACADEMY, FIELDSTONE ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, hail, inland flooding, lightning, tornado
Notable hazard ratings (county)
strong wind: Relatively High · hail: Relatively Moderate · tornado: Relatively Moderate · lightning: Relatively Moderate · winter weather: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
3
Wildfire risk to homes (county)
Higher than 25% of US counties
Buildings in wildfire direct-exposure zone
44.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
South Andover Site (16.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
32.0 in
Annual snowfall
43.4 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
255
Days with Moderate air quality
84
Days with Unhealthy air quality
4
Highest AQI recorded (year)
170

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
8.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
77,165
Jobs reachable by transit (45 min)
74,006

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Mississippi National River & Recreation Area (33 mi)
Airports within 30 mi
26
Nearest airport
Kral's Personal Use Landing Field (10 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (31 mi)
Hospitals in or near this ZIP
28
Hospitals include
NORTH MEMORIAL HEALTH HOSPITAL, HENNEPIN COUNTY MEDICAL CENTER, CAMBRIDGE MEDICAL CENTER
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+744 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1998
Housing built before 1970
11.8%
Housing built 2000 or later
47.0%
Median annual property tax
$4,212
Mean commute to work
24 min
Households with broadband internet
79.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
42,450
Average weekly wage
$1,100
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
1,156

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint MichaelState medianUS median
Typical home value$433,419$300,176$288,527
Median sale price$455,000$315,500$325,000
Median days on market35 days39 days51 days
Typical rent$1,784/mo$1,670/mo$1,809/mo
Median annual property tax$4,212$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Saint Michael, MN?
$433,419.
What is the median sale price in Saint Michael, MN?
$455,000.
How long do homes take to sell in Saint Michael, MN?
Median days on market: 35 days.
What is typical rent in Saint Michael, MN?
Typical rent: $1,784/month.
What is the natural-hazard risk in Saint Michael, MN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, hail, inland flooding, lightning, tornado.
Is Saint Michael, MN in a flood zone?
Flood zones vary by property within Saint Michael, MN. 3 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Saint Michael, MN?
Risk to homes is higher than 25% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint Michael, MN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint Michael, MN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Saint Michael, MN?
9 schools (4 elementary, 1 middle, 4 high) (NCES, 2024-25).
Is Saint Michael, MN walkable?
Walkability index: 8.8/20 (EPA Smart Location Database).
What is the air quality in Saint Michael, MN?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Saint Michael, MN?
Regional Price Parity: 98.6 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP code for Saint Michael

Listing a home in Saint Michael, MN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents