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MI area data

White Cloud, MI

White Cloud, MI.

Population: 8,133 (Census ACS)

The typical home value in White Cloud, MI is $209,854 — up 6.7% over the past year. Homes sell for a median $225,600 after a median 37 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, winter weather the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$209,854

Typical home value

+6.7%

1-year change

37

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$209,854
1-year appreciation
+6.7%
3-year appreciation
+16.2%
5-year appreciation
+26.3%
10-year appreciation
+130.5%
Peak value since 2000 (Apr 2026)
$212,562
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$225,600
Median list price
$279,900
Median price per sqft
$182
1-year sale-price change
+14.2%
Median days on market
37 days
Homes sold (recent period)
31
For-sale inventory
35
Sale-to-list ratio
95.4%
Active listings
35
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$733/mo
1BR fair-market rent
$786/mo
2BR fair-market rent
$1,028/mo
3BR fair-market rent
$1,423/mo
4BR fair-market rent
$1,445/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
17.5 : 1
Schools include
White Cloud Junior High School, White Cloud Elementary School, White Cloud High School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, winter weather
Notable hazard ratings (county)
strong wind: Relatively High · winter weather: Relatively High · tornado: Relatively Low · cold wave: Relatively Low · ice storm: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 26% of US counties
Buildings in wildfire direct-exposure zone
75.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Wash King Laundry (16.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
56.0°F
Average low
37.0°F
Annual precipitation
37.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
18
Nearest airport
White Cloud Airport (4 mi)
Nearest major airport
Muskegon County Airport (MKG) (38 mi)
Hospitals in or near this ZIP
8
Hospitals include
SPECTRUM HEALTH UNITED HOSPITAL, TRINITY HEALTH MUSKEGON HOSPITAL, COREWELL HEALTH BIG RAPIDS HOSPITAL
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+146 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1979
Housing built before 1970
35.5%
Housing built 2000 or later
17.2%
Median annual property tax
$1,779
Mean commute to work
31 min
Households with broadband internet
38.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,722
Average weekly wage
$964
Top industries (by employment)
Health Care, Finance & Insurance, Construction
Annual residential building permits (county)
111

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

White CloudState medianUS median
Typical home value$209,854$242,800$288,527
Median sale price$225,600$265,000$325,000
Median days on market37 days36 days51 days
Median annual property tax$1,779$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in White Cloud, MI?
$209,854.
What is the median sale price in White Cloud, MI?
$225,600.
How long do homes take to sell in White Cloud, MI?
Median days on market: 37 days.
What is typical rent in White Cloud, MI?
2-bedroom fair-market rent: $1,028/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in White Cloud, MI?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, winter weather.
What is the wildfire risk in White Cloud, MI?
Risk to homes is higher than 26% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in White Cloud, MI?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near White Cloud, MI?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve White Cloud, MI?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
What is the cost of living in White Cloud, MI?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP code for White Cloud

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents