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MD area data

Oxford, MD

Oxford, MD.

Population: 1,179 (Census ACS)

The typical home value in Oxford, MD is $911,238 — up 0.1% over the past year. Homes sell for a median $1.50M after a median 23 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coastal flooding, drought, heat wave the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$911,238

Typical home value

+0.1%

1-year change

23

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$911,238
1-year appreciation
+0.1%
3-year appreciation
+6.2%
5-year appreciation
+24.3%
10-year appreciation
+61.4%
Peak value since 2000 (Aug 2026)
$911,238
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.50M
Median list price
$1.54M
Median price per sqft
$465
1-year sale-price change
+158.2%
Median days on market
23 days
Homes sold (recent period)
13
For-sale inventory
15
Sale-to-list ratio
95.5%
Active listings
13
1-year forecast
+2.6%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,081/mo
1BR fair-market rent
$1,260/mo
2BR fair-market rent
$1,421/mo
3BR fair-market rent
$1,968/mo
4BR fair-market rent
$2,375/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coastal flooding, drought, heat wave, hurricane, lightning
Notable hazard ratings (county)
drought: Relatively Moderate · heat wave: Relatively Moderate · hurricane: Relatively Moderate · lightning: Relatively Moderate · coastal flooding: Relatively Moderate · tornado: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
232
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
57.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
69.0°F
Average low
47.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,098
Jobs reachable by transit (45 min)
3,207

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
48
Nearest national park
Harriet Tubman Underground Railroad National Historical Park (16 mi)
National parks include
Harriet Tubman Underground Railroad National Historical Park, Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay
Airports within 30 mi
35
Nearest airport
Pokety Airport (6 mi)
Nearest major airport
Patuxent River Naval Air Station (Trapnell Field) (NHK) (32 mi)
Hospitals in or near this ZIP
16
Hospitals include
BAYHEALTH MEDICAL CENTER, KENT CAMPUS, DOVER BEHAVIORAL HEALTH SYSTEM, UNIVERSITY OF MD CAPITAL REGION MEDICAL CENTER
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+107 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1975
Housing built before 1970
44.7%
Housing built 2000 or later
13.2%
Median annual property tax
$3,978
Households with broadband internet
82.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,337
Average weekly wage
$1,110
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
198

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OxfordState medianUS median
Typical home value$911,238$446,567$288,527
Median sale price$1.50M$450,000$325,000
Median days on market23 days40 days51 days
Median annual property tax$3,978$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Oxford, MD?
$911,238.
What is the median sale price in Oxford, MD?
$1.50M.
How long do homes take to sell in Oxford, MD?
Median days on market: 23 days.
What is typical rent in Oxford, MD?
2-bedroom fair-market rent: $1,421/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Oxford, MD?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coastal flooding, drought, heat wave, hurricane, lightning.
Is Oxford, MD in a flood zone?
Flood zones vary by property within Oxford, MD. 232 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Oxford, MD?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Oxford, MD?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Oxford, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Oxford, MD walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the cost of living in Oxford, MD?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Oxford

Listing a home in Oxford, MD?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents