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MD area data

Chestertown, MD

Chestertown, MD.

Population: 13,810 (Census ACS)

The typical home value in Chestertown, MD is $393,403 — up 1.9% over the past year. Homes sell for a median $354,750 after a median 48 days on market. Typical rent runs $1,375/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, lightning the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$393,403

Typical home value

+1.9%

1-year change

48

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$393,403
1-year appreciation
+1.9%
3-year appreciation
+10.3%
5-year appreciation
+21.8%
10-year appreciation
+74.3%
Peak value since 2000 (Aug 2026)
$393,403
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$354,750
Median list price
$349,900
Median price per sqft
$228
1-year sale-price change
-1.3%
Median days on market
48 days
Homes sold (recent period)
52
For-sale inventory
63
Sale-to-list ratio
98.4%
Active listings
70
1-year forecast
+1.1%
Days to pending
59 days
New listings (monthly)
19

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,375/mo
Studio fair-market rent
$956/mo
1BR fair-market rent
$1,140/mo
2BR fair-market rent
$1,241/mo
3BR fair-market rent
$1,603/mo
4BR fair-market rent
$2,050/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Avg student-teacher ratio
11.0 : 1
Schools include
H. H. Garnett Elementary, Kent County Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, lightning
Notable hazard ratings (county)
drought: Relatively High · lightning: Relatively Moderate · heat wave: Relatively Low · ice storm: Relatively Low · hurricane: Relatively Low · strong wind: Relatively Low
Wildfire risk to homes (county)
Higher than 20% of US counties
Buildings in wildfire direct-exposure zone
65.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Aberdeen Proving Ground (Michaelsville Landfill) (16.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
65.0°F
Average low
47.0°F
Annual precipitation
46.0 in
Annual snowfall
16.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
299
Days with Moderate air quality
56
Highest AQI recorded (year)
129

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
40
Nearest national park
Fort McHenry National Monument and Historic Shrine (28 mi)
National parks include
Fort McHenry National Monument and Historic Shrine, Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay
Airports within 30 mi
57
Nearest airport
Wright Field (3 mi)
Nearest major airport
Phillips Army Air Field (APG) (17 mi)
Hospitals in or near this ZIP
1
Hospitals include
UNIVERSITY OF MD SHORE MEDICAL CTR AT CHESTERTOWN
Avg hospital rating (CMS)
5.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+26 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
35.1%
Housing built 2000 or later
21.2%
Median annual property tax
$3,086
Mean commute to work
24 min
Households with broadband internet
78.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,468
Average weekly wage
$1,039
Top industries (by employment)
Agriculture, Mining, Utilities
Annual residential building permits (county)
53

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ChestertownState medianUS median
Typical home value$393,403$446,567$288,527
Median sale price$354,750$450,000$325,000
Median days on market48 days40 days51 days
Typical rent$1,375/mo$1,998/mo$1,809/mo
Median annual property tax$3,086$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Chestertown, MD?
$393,403.
What is the median sale price in Chestertown, MD?
$354,750.
How long do homes take to sell in Chestertown, MD?
Median days on market: 48 days.
What is typical rent in Chestertown, MD?
Typical rent: $1,375/month.
What is the natural-hazard risk in Chestertown, MD?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, lightning.
What is the wildfire risk in Chestertown, MD?
Risk to homes is higher than 20% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Chestertown, MD?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Chestertown, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Chestertown, MD?
2 schools (1 elementary, 1 middle) (NCES, 2024-25).
What is the air quality in Chestertown, MD?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in Chestertown, MD?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Chestertown

Listing a home in Chestertown, MD?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents