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MD area data

Chester, MD

Chester, MD.

Population: 6,152 (Census ACS)

The typical home value in Chester, MD is $530,941 — up 0.6% over the past year. Homes sell for a median $639,900 after a median 66 days on market. Typical rent runs $2,300/month. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, coastal flooding, winter weather the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$530,941

Typical home value

+0.6%

1-year change

66

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$530,941
1-year appreciation
+0.6%
3-year appreciation
+6.7%
5-year appreciation
+20.0%
10-year appreciation
+57.1%
Peak value since 2000 (Aug 2026)
$530,941
House Price Index (state)
376.2 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$639,900
Median list price
$724,999
Median price per sqft
$297
1-year sale-price change
+27.0%
Median days on market
66 days
Homes sold (recent period)
47
For-sale inventory
68
Sale-to-list ratio
98.3%
Active listings
80
1-year forecast
+1.0%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,300/mo
Studio fair-market rent
$1,523/mo
1BR fair-market rent
$1,625/mo
2BR fair-market rent
$2,006/mo
3BR fair-market rent
$2,509/mo
4BR fair-market rent
$2,789/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, coastal flooding, winter weather
Notable hazard ratings (county)
drought: Relatively High · winter weather: Relatively Moderate · coastal flooding: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
187
Wildfire risk to homes (county)
Higher than 22% of US counties
Buildings in wildfire direct-exposure zone
63.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Bear Creek Sediments (23 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
66.0°F
Average low
50.0°F
Annual precipitation
46.8 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
18,163
Jobs reachable by transit (45 min)
18,432

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
50
Nearest national park
Captain John Smith Chesapeake National Historic Trail (12 mi)
National parks include
Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay, Fort McHenry National Monument and Historic Shrine
Airports within 30 mi
46
Nearest airport
Bay Bridge Airport (4 mi)
Nearest major airport
Baltimore/Washington International Thurgood Marshall Airport (BWI) (27 mi)
Hospitals in or near this ZIP
35
Hospitals include
UNIVERSITY OF MARYLAND MEDICAL CENTER, UNIVERSITY OF MD MEDICAL CENTER MIDTOWN CAMPUS, VA MARYLAND HEALTHCARE SYSTEM - BALTIMORE
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+310 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1989
Housing built before 1970
18.1%
Housing built 2000 or later
26.5%
Median annual property tax
$3,978
Mean commute to work
28 min
Households with broadband internet
80.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,501
Average weekly wage
$1,069
Top industries (by employment)
Accommodation & Food, Health Care, Wholesale Trade
Annual residential building permits (county)
285

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ChesterState medianUS median
Typical home value$530,941$446,567$288,527
Median sale price$639,900$450,000$325,000
Median days on market66 days40 days51 days
Typical rent$2,300/mo$1,998/mo$1,809/mo
Median annual property tax$3,978$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Chester, MD?
$530,941.
What is the median sale price in Chester, MD?
$639,900.
How long do homes take to sell in Chester, MD?
Median days on market: 66 days.
What is typical rent in Chester, MD?
Typical rent: $2,300/month.
What is the natural-hazard risk in Chester, MD?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, coastal flooding, winter weather.
Is Chester, MD in a flood zone?
Flood zones vary by property within Chester, MD. 187 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Chester, MD?
Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Chester, MD?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Chester, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Chester, MD walkable?
Walkability index: 9.2/20 (EPA Smart Location Database).
What is the cost of living in Chester, MD?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Chester

Listing a home in Chester, MD?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents