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KY area data

Philpot, KY

Philpot, KY.

Population: 5,851 (Census ACS)

The typical home value in Philpot, KY is $280,423 — up 2.3% over the past year. Homes sell for a median $329,900 after a median 31 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, strong wind, winter weather the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$280,423

Typical home value

+2.3%

1-year change

31

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$280,423
1-year appreciation
+2.3%
3-year appreciation
+8.9%
5-year appreciation
+28.4%
10-year appreciation
+85.4%
Peak value since 2000 (Aug 2026)
$280,423
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$329,900
Median list price
$304,999
Median price per sqft
$148
1-year sale-price change
+4.7%
Median days on market
31 days
Homes sold (recent period)
9
For-sale inventory
14
Sale-to-list ratio
97.6%
Active listings
10
1-year forecast
+2.9%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$864/mo
1BR fair-market rent
$870/mo
2BR fair-market rent
$1,138/mo
3BR fair-market rent
$1,507/mo
4BR fair-market rent
$1,516/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, strong wind, winter weather, cold wave, drought
Notable hazard ratings (county)
ice storm: Very High · strong wind: Relatively High · winter weather: Relatively High · hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
10
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
42.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Green River Disposal, Inc. (11.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
68.0°F
Average low
46.0°F
Annual precipitation
52.0 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
226
Days with Moderate air quality
139
Highest AQI recorded (year)
84

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
2.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,899
Jobs reachable by transit (45 min)
8,182

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Lincoln Boyhood National Memorial (28 mi)
National parks include
Lincoln Boyhood National Memorial, Mammoth Cave National Park
Airports within 30 mi
19
Nearest airport
Bigger (Stol) STOLport (10 mi)
Nearest major airport
Owensboro Daviess County Airport (OWB) (13 mi)
Hospitals in or near this ZIP
16
Hospitals include
DEACONESS HOSPITAL INC, ASCENSION ST VINCENT EVANSVILLE, THE WOMEN'S HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+25 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1990
Housing built before 1970
22.8%
Housing built 2000 or later
27.2%
Median annual property tax
$1,564
Mean commute to work
24 min
Households with broadband internet
53.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
42,494
Average weekly wage
$1,092
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
253

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

PhilpotState medianUS median
Typical home value$280,423$169,240$288,527
Median sale price$329,900$234,500$325,000
Median days on market31 days57 days51 days
Median annual property tax$1,564$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Philpot, KY?
$280,423.
What is the median sale price in Philpot, KY?
$329,900.
How long do homes take to sell in Philpot, KY?
Median days on market: 31 days.
What is typical rent in Philpot, KY?
2-bedroom fair-market rent: $1,138/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Philpot, KY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, strong wind, winter weather, cold wave, drought.
Is Philpot, KY in a flood zone?
Flood zones vary by property within Philpot, KY. 10 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Philpot, KY?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Philpot, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Philpot, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Philpot, KY walkable?
Walkability index: 2.3/20 (EPA Smart Location Database).
What is the air quality in Philpot, KY?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in Philpot, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Philpot

Listing a home in Philpot, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents