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KY area data

Owingsville, KY

Owingsville, KY.

Population: 7,595 (Census ACS)

The typical home value in Owingsville, KY is $187,632 — up 1.8% over the past year. Homes sell for a median $175,000 after a median 71 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$187,632

Typical home value

+1.8%

1-year change

71

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$187,632
1-year appreciation
+1.8%
3-year appreciation
+15.3%
5-year appreciation
+41.8%
10-year appreciation
+101.0%
Peak value since 2000 (Aug 2026)
$187,632
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$175,000
Median list price
$224,950
Median price per sqft
$127
1-year sale-price change
-16.7%
Median days on market
71 days
Homes sold (recent period)
7
For-sale inventory
36
Sale-to-list ratio
94.5%
Active listings
18
1-year forecast
+1.9%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$695/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,124/mo
4BR fair-market rent
$1,320/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Avg student-teacher ratio
15.2 : 1
Schools include
Owingsville Elementary School, Bath County High School, Bath County Middle School, Crossroads Elementary School, Second Chance Academy

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning
Notable hazard ratings (county)
lightning: Relatively Moderate · tornado: Relatively Low · strong wind: Relatively Low · winter weather: Relatively Low
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
4
Wildfire risk to homes (county)
Higher than 36% of US counties
Buildings in wildfire direct-exposure zone
91.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Maxey Flats Nuclear Disposal (14 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
66.0°F
Average low
44.0°F
Annual precipitation
50.9 in
Annual snowfall
8.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,254
Jobs reachable by transit (45 min)
6,306

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Camp Nelson National Monument (51 mi)
Airports within 30 mi
16
Nearest airport
One Oak Airport (6 mi)
Hospitals in or near this ZIP
15
Hospitals include
ST CLAIRE REGIONAL MEDICAL CENTER, MEADOWVIEW REGIONAL MEDICAL CENTER, BOURBON COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+14 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1984
Housing built before 1970
30.0%
Housing built 2000 or later
24.1%
Median annual property tax
$831
Mean commute to work
26 min
Households with broadband internet
58.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,400
Average weekly wage
$934
Top industries (by employment)
Construction, Administrative Services, Finance & Insurance

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OwingsvilleState medianUS median
Typical home value$187,632$169,240$288,527
Median sale price$175,000$234,500$325,000
Median days on market71 days57 days51 days
Median annual property tax$831$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Owingsville, KY?
$187,632.
What is the median sale price in Owingsville, KY?
$175,000.
How long do homes take to sell in Owingsville, KY?
Median days on market: 71 days.
What is typical rent in Owingsville, KY?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Owingsville, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning.
Is Owingsville, KY in a flood zone?
Flood zones vary by property within Owingsville, KY. 4 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Owingsville, KY?
Risk to homes is higher than 36% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Owingsville, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Owingsville, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Owingsville, KY?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is Owingsville, KY walkable?
Walkability index: 6.8/20 (EPA Smart Location Database).
What is the cost of living in Owingsville, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Owingsville

Listing a home in Owingsville, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents