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KY area data

Owensboro, KY

Aggregated across 2 ZIP codes in Owensboro.

Population: 87,564 (Census ACS)

The typical home value in Owensboro, KY is $214,721 — up 4.2% over the past year. Homes sell for a median $238,188 after a median 24 days on market. Typical rent runs $1,175/month. 35 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with ice storm, strong wind, winter weather the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$214,721

Typical home value

+4.2%

1-year change

24

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$214,721
1-year appreciation
+4.2%
3-year appreciation
+13.4%
5-year appreciation
+33.4%
10-year appreciation
+92.3%
Peak value since 2000 (Aug 2026)
$214,721
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$238,188
Median list price
$244,950
Median price per sqft
$155
1-year sale-price change
-5.1%
Median days on market
24 days
Homes sold (recent period)
309
For-sale inventory
296
Sale-to-list ratio
98.0%
Active listings
187
1-year forecast
+2.4%
Days to pending
42 days
New listings (monthly)
107

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,175/mo
1-year rent change
+0.6%
Studio fair-market rent
$864/mo
1BR fair-market rent
$870/mo
2BR fair-market rent
$1,138/mo
3BR fair-market rent
$1,507/mo
4BR fair-market rent
$1,516/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
35
Elementary schools
16
Middle schools
5
High schools
10
Avg student-teacher ratio
15.9 : 1
School districts serving the area
Daviess County, Owensboro Independent
Schools include
Audubon Elementary School, Apollo High School, F T Burns Middle School, Sorgho Elementary School, Tamarack Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
ice storm, strong wind, winter weather, cold wave, drought
Notable hazard ratings (county)
ice storm: Very High · strong wind: Relatively High · winter weather: Relatively High · hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively Moderate
Most common flood zone among NFIP claims (varies by location)
Zone AE
NFIP flood claims on record
290
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
42.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Green River Disposal, Inc. (9.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
67.0°F
Average low
47.0°F
Annual precipitation
47.9 in
Annual snowfall
4.3 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
226
Days with Moderate air quality
139
Highest AQI recorded (year)
84

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
8.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
20,960
Jobs reachable by transit (45 min)
17,839

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Lincoln Boyhood National Memorial (25 mi)
Airports within 30 mi
22
Nearest airport
Owensboro Daviess County Airport (OWB) (5 mi)
Nearest major airport
Owensboro Daviess County Airport (OWB) (5 mi)
Hospitals in or near a typical ZIP here
9
Hospitals include
DEACONESS HOSPITAL INC, ASCENSION ST VINCENT EVANSVILLE, THE WOMEN'S HOSPITAL
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
3.5 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+25 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1976
Housing built before 1970
39.8%
Housing built 2000 or later
21.4%
Median annual property tax
$1,718
Mean commute to work
17 min
Households with broadband internet
75.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
42,494
Average weekly wage
$1,092
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
253

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OwensboroState medianUS median
Typical home value$214,721$169,240$288,527
Median sale price$238,188$234,500$325,000
Median days on market24 days57 days51 days
Typical rent$1,175/mo$1,376/mo$1,809/mo
Median annual property tax$1,718$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Owensboro, KY?
$214,721.
What is the median sale price in Owensboro, KY?
$238,188.
How long do homes take to sell in Owensboro, KY?
Median days on market: 24 days.
What is typical rent in Owensboro, KY?
Typical rent: $1,175/month.
What is the natural-hazard risk in Owensboro, KY?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: ice storm, strong wind, winter weather, cold wave, drought.
Is Owensboro, KY in a flood zone?
Flood zones vary by property across the city. 290 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Owensboro, KY?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Owensboro, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Owensboro, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Owensboro, KY?
35 schools (16 elementary, 5 middle, 10 high) (NCES, 2024-25).
Is Owensboro, KY walkable?
Walkability index: 8.3/20 (EPA Smart Location Database).
What is the air quality in Owensboro, KY?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in Owensboro, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Owensboro

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents