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KY area data

Olmstead, KY

Olmstead, KY.

Population: 641 (Census ACS)

The typical home value in Olmstead, KY is $258,590 — up 3.9% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, hail, ice storm the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$258,590

Typical home value

+3.9%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$258,590
1-year appreciation
+3.9%
3-year appreciation
+13.0%
5-year appreciation
+29.4%
10-year appreciation
+102.0%
Peak value since 2000 (Apr 2026)
$259,487
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$435,000
Active listings
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$652/mo
1BR fair-market rent
$698/mo
2BR fair-market rent
$913/mo
3BR fair-market rent
$1,180/mo
4BR fair-market rent
$1,276/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
14.8 : 1
Schools include
Olmstead Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, hail, ice storm, lightning, strong wind
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 17% of US counties
Buildings in wildfire direct-exposure zone
74.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.5°F
Average high
70.0°F
Average low
47.5°F
Annual precipitation
53.4 in
Annual snowfall
0.5 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Donelson National Battlefield (56 mi)
National parks include
Fort Donelson National Battlefield, Mammoth Cave National Park
Airports within 30 mi
22
Nearest airport
Gills' Landing Field (6 mi)
Nearest major airport
Campbell Army Airfield (Fort Campbell) (HOP) (29 mi)
Hospitals in or near this ZIP
22
Hospitals include
OWENSBORO HEALTH MUHLENBERG COMMUNITY HOSPITAL, THE MEDICAL CENTER (BOWLING GREEN), Blanchfield ACH (FT Campbell)
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+47 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1989
Housing built before 1970
32.9%
Housing built 2000 or later
45.1%
Households with broadband internet
30.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,476
Average weekly wage
$1,234
Top industries (by employment)
Construction, Other Services, Wholesale Trade
Annual residential building permits (county)
69

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Olmstead, KY?
$258,590.
What is typical rent in Olmstead, KY?
2-bedroom fair-market rent: $913/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Olmstead, KY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, hail, ice storm, lightning, strong wind.
What is the wildfire risk in Olmstead, KY?
Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Olmstead, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Olmstead, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Olmstead, KY?
1 schools (1 elementary) (NCES, 2024-25).
What is the cost of living in Olmstead, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Olmstead

Listing a home in Olmstead, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents