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KY area data

Louisville, KY

Aggregated across 16 ZIP codes in Louisville.

Population: 297,280 (Census ACS)

The typical home value in Louisville, KY is $218,878 — up 2.1% over the past year. Homes sell for a median $246,167 after a median 46 days on market. Typical rent runs $1,263/month. 73 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with tornado, cold wave, heat wave the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$218,878

Typical home value

+2.1%

1-year change

46

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$218,878
1-year appreciation
+2.1%
3-year appreciation
+14.9%
5-year appreciation
+25.7%
10-year appreciation
+107.9%
Peak value since 2000 (Aug 2026)
$220,742
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$246,167
Median list price
$240,233
Median price per sqft
$158
1-year sale-price change
+6.2%
Median days on market
46 days
Homes sold (recent period)
1,093
For-sale inventory
1,315
Sale-to-list ratio
97.0%
Active listings
1,166
1-year forecast
+2.2%
Days to pending
42 days
New listings (monthly)
418

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,263/mo
1-year rent change
+0.9%
Studio fair-market rent
$976/mo
1BR fair-market rent
$1,058/mo
2BR fair-market rent
$1,276/mo
3BR fair-market rent
$1,629/mo
4BR fair-market rent
$1,874/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
73
Elementary schools
36
Middle schools
12
High schools
14
Avg student-teacher ratio
14.5 : 1
Schools include
Ahrens Educational Resource Center, Ackerly, J. Graham Brown School, Central High Magnet Career Academy, Engelhard Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
tornado, cold wave, heat wave, ice storm, inland flooding
Notable hazard ratings (county)
tornado: Very High · cold wave: Relatively High · heat wave: Relatively High · ice storm: Relatively High · lightning: Relatively High · strong wind: Relatively High
Most common flood zone among NFIP claims (varies by location)
Zone AE
NFIP flood claims on record
1,548
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
25.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Tri-City Disposal Co. (7.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.5°F
Average high
68.1°F
Average low
48.8°F
Annual precipitation
49.5 in
Annual snowfall
8.1 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
188
Days with Moderate air quality
167
Days with Unhealthy air quality
1
Highest AQI recorded (year)
153

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.7 / 20
Transit service frequency
-19,763
Jobs reachable by car (30 min)
97,298
Jobs reachable by transit (45 min)
73,816

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Abraham Lincoln Birthplace National Historical Park (40 mi)
National parks include
Abraham Lincoln Birthplace National Historical Park, Camp Nelson National Monument
Airports within 30 mi
27
Nearest airport
Louisville Muhammad Ali International Airport (SDF) (1 mi)
Nearest major airport
Louisville Muhammad Ali International Airport (SDF) (1 mi)
Hospitals in or near a typical ZIP here
23
Hospitals include
UOFL HEALTH - JEWISH HOSPITAL and Mary & Elizabeth Hospital, NORTON HOSPITALS, INC, UNIVERSITY OF LOUISVILLE HOSPITAL
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
4.8 / 5
EV charging stations (within 10 mi)
26
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,475 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1955
Housing built before 1970
62.6%
Housing built 2000 or later
12.9%
Median annual property tax
$1,905
Mean commute to work
18 min
Households with broadband internet
66.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
435,506
Average weekly wage
$1,425
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
3,001

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

LouisvilleState medianUS median
Typical home value$218,878$169,240$288,527
Median sale price$246,167$234,500$325,000
Median days on market46 days57 days51 days
Typical rent$1,263/mo$1,376/mo$1,809/mo
Median annual property tax$1,905$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Louisville, KY?
$218,878.
What is the median sale price in Louisville, KY?
$246,167.
How long do homes take to sell in Louisville, KY?
Median days on market: 46 days.
What is typical rent in Louisville, KY?
Typical rent: $1,263/month.
What is the natural-hazard risk in Louisville, KY?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: tornado, cold wave, heat wave, ice storm, inland flooding.
Is Louisville, KY in a flood zone?
Flood zones vary by property across the city. 1,548 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Louisville, KY?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Louisville, KY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Louisville, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Louisville, KY?
73 schools (36 elementary, 12 middle, 14 high) (NCES, 2024-25).
Is Louisville, KY walkable?
Walkability index: 13.7/20 (EPA Smart Location Database).
What is the air quality in Louisville, KY?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in Louisville, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Louisville

Listing a home in Louisville, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents