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KY area data

Garfield, KY

Garfield, KY.

Population: 866 (Census ACS)

The typical home value in Garfield, KY is $202,279 — down 0.6% over the past year. Homes sell for a median $51,700 after a median 118 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, ice storm, strong wind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$202,279

Typical home value

-0.6%

1-year change

118

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$202,279
1-year appreciation
-0.6%
3-year appreciation
+7.6%
5-year appreciation
+24.1%
10-year appreciation
+99.9%
Peak value since 2000 (Jun 2025)
$206,314
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$51,700
Median price per sqft
$33
1-year sale-price change
-72.0%
Median days on market
118 days
Homes sold (recent period)
1
Sale-to-list ratio
63.8%
Active listings
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$695/mo
1BR fair-market rent
$720/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,259/mo
4BR fair-market rent
$1,329/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
hail, ice storm, strong wind
Notable hazard ratings (county)
hail: Relatively Moderate · ice storm: Relatively Moderate · strong wind: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low
Wildfire risk to homes (county)
Higher than 18% of US counties
Buildings in wildfire direct-exposure zone
88.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
66.0°F
Average low
42.0°F
Annual precipitation
49.8 in
Annual snowfall
9.4 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Lincoln Boyhood National Memorial (39 mi)
National parks include
Lincoln Boyhood National Memorial, Abraham Lincoln Birthplace National Historical Park, Mammoth Cave National Park
Airports within 30 mi
12
Nearest airport
Breckinridge County Airport (2 mi)
Nearest major airport
Godman Army Air Field (FTK) (25 mi)
Hospitals in or near this ZIP
15
Hospitals include
BAPTIST HEALTH FLOYD, PHYSICIANS' MEDICAL CENTER LLC, PERRY COUNTY MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.2 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+144 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1999
Housing built before 1970
20.7%
Housing built 2000 or later
48.9%
Median annual property tax
$704
Households with broadband internet
36.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,769
Average weekly wage
$877
Top industries (by employment)
Construction, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
14

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GarfieldState medianUS median
Typical home value$202,279$169,240$288,527
Median sale price$51,700$234,500$325,000
Median days on market118 days57 days51 days
Median annual property tax$704$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Garfield, KY?
$202,279.
What is the median sale price in Garfield, KY?
$51,700.
How long do homes take to sell in Garfield, KY?
Median days on market: 118 days.
What is typical rent in Garfield, KY?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Garfield, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, ice storm, strong wind.
What is the wildfire risk in Garfield, KY?
Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Garfield, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Garfield, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Garfield, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Garfield

Listing a home in Garfield, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents