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KY area data

Ashland, KY

Ashland, KY.

Population: 20,621 (Census ACS)

The typical home value in Ashland, KY is $154,096 — down 3.5% over the past year. Homes sell for a median $197,000 after a median 58 days on market. 14 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with heat wave, ice storm, inland flooding the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$154,096

Typical home value

-3.5%

1-year change

58

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$154,096
1-year appreciation
-3.5%
3-year appreciation
-0.9%
5-year appreciation
+1.7%
10-year appreciation
+32.8%
Peak value since 2000 (Nov 2022)
$168,343
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$197,000
Median list price
$187,000
Median price per sqft
$110
1-year sale-price change
+13.9%
Median days on market
58 days
Homes sold (recent period)
43
For-sale inventory
55
Sale-to-list ratio
96.8%
Active listings
53
1-year forecast
+1.1%
Days to pending
53 days
New listings (monthly)
18

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$858/mo
1BR fair-market rent
$864/mo
2BR fair-market rent
$1,006/mo
3BR fair-market rent
$1,287/mo
4BR fair-market rent
$1,393/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
14
Elementary schools
4
Middle schools
2
High schools
5
Avg student-teacher ratio
13.6 : 1
School districts serving the area
Ashland Independent, Boyd County, Fairview Independent
Schools include
Paul G. Blazer High School, Ashland Middle School, Poage Elementary School, Boyd County High School, Cannonsburg Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
heat wave, ice storm, inland flooding, lightning, winter weather
Notable hazard ratings (county)
heat wave: Relatively High · ice storm: Relatively Moderate · lightning: Relatively Moderate · winter weather: Relatively Moderate · inland flooding: Relatively Moderate · hail: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
299
Wildfire risk to homes (county)
Higher than 51% of US counties
Buildings in wildfire direct-exposure zone
43.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Allied Chemical & Ironton Coke (6.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.5°F
Average high
67.0°F
Average low
46.0°F
Annual precipitation
47.1 in
Annual snowfall
16.7 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
292
Days with Moderate air quality
73
Highest AQI recorded (year)
97

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
14,520
Jobs reachable by transit (45 min)
13,249

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
8
Nearest airport
Ashland Regional Airport (9 mi)
Nearest major airport
Tri-State Airport / Milton J. Ferguson Field (HTS) (10 mi)
Hospitals in or near this ZIP
14
Hospitals include
KING'S DAUGHTERS' MEDICAL CENTER, ST CLAIRE REGIONAL MEDICAL CENTER, THREE RIVERS MEDICAL CENTER
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+108 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1974
Housing built before 1970
39.6%
Housing built 2000 or later
13.1%
Median annual property tax
$1,262
Mean commute to work
19 min
Households with broadband internet
71.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
23,108
Average weekly wage
$1,209
Top industries (by employment)
Accommodation & Food, Construction, Administrative Services
Annual residential building permits (county)
12

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

AshlandState medianUS median
Typical home value$154,096$169,240$288,527
Median sale price$197,000$234,500$325,000
Median days on market58 days57 days51 days
Median annual property tax$1,262$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Ashland, KY?
$154,096.
What is the median sale price in Ashland, KY?
$197,000.
How long do homes take to sell in Ashland, KY?
Median days on market: 58 days.
What is typical rent in Ashland, KY?
2-bedroom fair-market rent: $1,006/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Ashland, KY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: heat wave, ice storm, inland flooding, lightning, winter weather.
Is Ashland, KY in a flood zone?
Flood zones vary by property within Ashland, KY. 299 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Ashland, KY?
Risk to homes is higher than 51% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Ashland, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Ashland, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Ashland, KY?
14 schools (4 elementary, 2 middle, 5 high) (NCES, 2024-25).
Is Ashland, KY walkable?
Walkability index: 5.5/20 (EPA Smart Location Database).
What is the air quality in Ashland, KY?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Ashland, KY?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Ashland

Listing a home in Ashland, KY?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents