IN area data
Otisco, IN
Otisco, IN.
Population: 1,335 (Census ACS)
The typical home value in Otisco, IN is $302,592 — up 5.2% over the past year. Homes sell for a median $285,000 after a median 36 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strong wind, tornado, cold wave the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).
$302,592
Typical home value
+5.2%
1-year change
36
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Typical home value
- $302,592
- 1-year appreciation
- +5.2%
- 3-year appreciation
- +15.7%
- 5-year appreciation
- +27.7%
- 10-year appreciation
- +97.1%
- Peak value since 2000 (Aug 2026)
- $302,592
- House Price Index (state)
- 378.8 (+3.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $285,000
- Median list price
- $356,400
- Median price per sqft
- $175
- 1-year sale-price change
- -9.8%
- Median days on market
- 36 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 5
- Sale-to-list ratio
- 97.7%
- Active listings
- 2
- 1-year forecast
- +2.9%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $976/mo
- 1BR fair-market rent
- $1,058/mo
- 2BR fair-market rent
- $1,276/mo
- 3BR fair-market rent
- $1,629/mo
- 4BR fair-market rent
- $1,874/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 93.3 (100 = US avg)
- Electricity rate (state-level)
- 16.2¢/kWh
- Natural gas rate (state-level)
- $11.50/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- strong wind, tornado, cold wave, ice storm, inland flooding
- Notable hazard ratings (county)
- tornado: Relatively High · strong wind: Relatively High · cold wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · inland flooding: Relatively Moderate
- Most common flood zone among NFIP claims
- Zone C
- NFIP flood claims on record
- 5
- Wildfire risk to homes (county)
- Higher than 11% of US counties
- Buildings in wildfire direct-exposure zone
- 43.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 53.3 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 212
- Days with Moderate air quality
- 150
- Highest AQI recorded (year)
- 133
Source: EPA annual air quality index (county-level)
Walkability & transit
- Walkability index
- 3.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 9,724
- Jobs reachable by transit (45 min)
- 8,416
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 30
- Nearest airport
- Twin Lakes Airport (5 mi)
- Nearest major airport
- Bowman Field (LOU) (21 mi)
- Hospitals in or near this ZIP
- 23
- Hospitals include
- NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 4
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +698 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1986
- Housing built before 1970
- 25.9%
- Housing built 2000 or later
- 20.2%
- Median annual property tax
- $1,052
- Households with broadband internet
- 30.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 54,970
- Average weekly wage
- $1,073
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 794
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Otisco | State median | US median | |
|---|---|---|---|
| Typical home value | $302,592 | $237,748 | $288,527 |
| Median sale price | $285,000 | $238,000 | $325,000 |
| Median days on market | 36 days | 38 days | 51 days |
| Median annual property tax | $1,052 | $1,179 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in Otisco, IN?
- $302,592.
- What is the median sale price in Otisco, IN?
- $285,000.
- How long do homes take to sell in Otisco, IN?
- Median days on market: 36 days.
- What is typical rent in Otisco, IN?
- 2-bedroom fair-market rent: $1,276/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Otisco, IN?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strong wind, tornado, cold wave, ice storm, inland flooding.
- Is Otisco, IN in a flood zone?
- Flood zones vary by property within Otisco, IN. 5 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is C. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in Otisco, IN?
- Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Otisco, IN?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Otisco, IN?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is Otisco, IN walkable?
- Walkability index: 3.8/20 (EPA Smart Location Database).
- What is the air quality in Otisco, IN?
- Good. Median AQI: 46. (EPA AQI).
- What is the cost of living in Otisco, IN?
- Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
ZIP code for Otisco
Listing a home in Otisco, IN?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Oct 2026. See all data sources →