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IN area data

Lucerne, IN

Lucerne, IN.

Population: 459 (Census ACS)

The typical home value in Lucerne, IN is $217,288 — up 4.9% over the past year. Homes sell for a median $295,000 after a median 128 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, cold wave, drought the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$217,288

Typical home value

+4.9%

1-year change

128

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$217,288
1-year appreciation
+4.9%
3-year appreciation
+19.3%
5-year appreciation
+35.1%
10-year appreciation
+107.2%
Peak value since 2000 (Aug 2026)
$217,288
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$295,000
Median price per sqft
$133
1-year sale-price change
+42.2%
Median days on market
128 days
Homes sold (recent period)
1
Sale-to-list ratio
100.0%
1-year forecast
+3.4%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$831/mo
1BR fair-market rent
$836/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,350/mo
4BR fair-market rent
$1,355/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, cold wave, drought, hail, winter weather
Notable hazard ratings (county)
strong wind: Relatively High · hail: Relatively Moderate · drought: Relatively Moderate · cold wave: Relatively Moderate · winter weather: Relatively Moderate · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 1% of US counties
Buildings in wildfire direct-exposure zone
33.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cliff Drive Groundwater Contamination (10.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
52.0°F
Average high
62.0°F
Average low
42.0°F
Annual precipitation
39.0 in
Annual snowfall
17.2 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,546
Jobs reachable by transit (45 min)
4,237

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
35
Nearest airport
Dague Strip (5 mi)
Nearest major airport
Grissom Air Reserve Base (GUS) (20 mi)
Hospitals in or near this ZIP
24
Hospitals include
COMMUNITY HOWARD REGIONAL HEALTH INC., ASCENSION ST VINCENT KOKOMO, NORTHWEST HEALTH - PORTER
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-84 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1938
Housing built before 1970
90.4%
Housing built 2000 or later
3.0%
Median annual property tax
$663
Households with broadband internet
14.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,537
Average weekly wage
$984
Top industries (by employment)
Accommodation & Food, Construction, Wholesale Trade
Annual residential building permits (county)
28

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

LucerneState medianUS median
Typical home value$217,288$237,748$288,527
Median sale price$295,000$238,000$325,000
Median days on market128 days38 days51 days
Median annual property tax$663$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Lucerne, IN?
$217,288.
What is the median sale price in Lucerne, IN?
$295,000.
How long do homes take to sell in Lucerne, IN?
Median days on market: 128 days.
What is typical rent in Lucerne, IN?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Lucerne, IN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, cold wave, drought, hail, winter weather.
What is the wildfire risk in Lucerne, IN?
Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Lucerne, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Lucerne, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Lucerne, IN walkable?
Walkability index: 2.8/20 (EPA Smart Location Database).
What is the cost of living in Lucerne, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Lucerne

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents