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IN area data

Gary, IN

Aggregated across 7 ZIP codes in Gary.

Population: 72,702 (Census ACS)

The typical home value in Gary, IN is $94,119 — down 0.7% over the past year. Homes sell for a median $119,671 after a median 50 days on market. Typical rent runs $1,352/month. 22 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with cold wave, tornado, inland flooding the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$94,119

Typical home value

-0.7%

1-year change

50

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$94,119
1-year appreciation
-0.7%
3-year appreciation
+6.9%
5-year appreciation
+26.5%
10-year appreciation
+166.9%
Peak value since 2000 (Sep 2025)
$98,646
House Price Index (state)
378.8 (+3.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$119,671
Median list price
$110,793
Median price per sqft
$83
1-year sale-price change
+2.7%
Median days on market
50 days
Homes sold (recent period)
204
For-sale inventory
333
Sale-to-list ratio
95.0%
Active listings
258
1-year forecast
+3.9%
Days to pending
88 days
New listings (monthly)
88

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,352/mo
1-year rent change
+4.7%
Studio fair-market rent
$1,117/mo
1BR fair-market rent
$1,176/mo
2BR fair-market rent
$1,429/mo
3BR fair-market rent
$1,739/mo
4BR fair-market rent
$1,898/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
22
Elementary schools
9
Middle schools
3
High schools
5
Charter schools
8
Avg student-teacher ratio
30.6 : 1
School districts serving the area
21st Century Charter Sch of Gary, Gary Middle College, Charter School of the Dunes
Schools include
21st Century Charter Sch of Gary, Gary Middle College, Charter School of the Dunes, Banneker Elementary at Marquette, Gary Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
cold wave, tornado, inland flooding, lightning, strong wind
Notable hazard ratings (county)
tornado: Very High · cold wave: Very High · lightning: Relatively High · strong wind: Relatively High · winter weather: Relatively High · inland flooding: Relatively High
Most common flood zone among NFIP claims (varies by location)
Zone A
NFIP flood claims on record
103
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
9.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
6
Nearest Superfund site
Lake Sandy Jo (M&M Landfill) (1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
39.9 in
Annual snowfall
23.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
53
Days with Good air quality
152
Days with Moderate air quality
198
Days with Unhealthy air quality
3
Highest AQI recorded (year)
219

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
7.9 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
99,052
Jobs reachable by transit (45 min)
99,727

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Indiana Dunes National Park (9 mi)
National parks include
Indiana Dunes National Park, Pullman National Historical Park
Airports within 30 mi
27
Nearest airport
Gary/Chicago International Airport (GYY) (1 mi)
Nearest major airport
Gary/Chicago International Airport (GYY) (1 mi)
Hospitals in or near a typical ZIP here
65
Hospitals include
METHODIST HOSPITALS INC, LOYOLA GOTTLIEB MEMORIAL HOSPITAL, NORTHSHORE UNIVERSITY HEALTHSYSTEM - EVANSTON HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
4.4 / 5
EV charging stations (within 10 mi)
27
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+154 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1956
Housing built before 1970
76.3%
Housing built 2000 or later
5.6%
Median annual property tax
$931
Mean commute to work
24 min
Households with broadband internet
64.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
169,442
Average weekly wage
$1,222
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,262

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GaryState medianUS median
Typical home value$94,119$237,748$288,527
Median sale price$119,671$238,000$325,000
Median days on market50 days38 days51 days
Typical rent$1,352/mo$1,307/mo$1,809/mo
Median annual property tax$931$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Gary, IN?
$94,119.
What is the median sale price in Gary, IN?
$119,671.
How long do homes take to sell in Gary, IN?
Median days on market: 50 days.
What is typical rent in Gary, IN?
Typical rent: $1,352/month.
What is the natural-hazard risk in Gary, IN?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: cold wave, tornado, inland flooding, lightning, strong wind.
Is Gary, IN in a flood zone?
Flood zones vary by property across the city. 103 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Gary, IN?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Gary, IN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Gary, IN?
6 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Lake Sandy Jo (M&M Landfill), 1 mi.
How many schools serve Gary, IN?
22 schools (9 elementary, 3 middle, 5 high) (NCES, 2024-25).
Is Gary, IN walkable?
Walkability index: 7.9/20 (EPA Smart Location Database).
What is the air quality in Gary, IN?
Moderate. Median AQI: 53. (EPA AQI).
What is the cost of living in Gary, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Gary

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents