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IN area data

Clayton, IN

Clayton, IN.

Population: 4,709 (Census ACS)

The typical home value in Clayton, IN is $333,339 — up 2.6% over the past year. Homes sell for a median $377,500 after a median 20 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winter weather, cold wave, hail the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$333,339

Typical home value

+2.6%

1-year change

20

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$333,339
1-year appreciation
+2.6%
3-year appreciation
+8.9%
5-year appreciation
+27.0%
10-year appreciation
+99.2%
Peak value since 2000 (Aug 2026)
$333,339
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$377,500
Median list price
$391,900
Median price per sqft
$166
1-year sale-price change
+32.5%
Median days on market
20 days
Homes sold (recent period)
26
For-sale inventory
16
Sale-to-list ratio
98.3%
Active listings
18
1-year forecast
+1.6%
New listings (monthly)
8

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,187/mo
1BR fair-market rent
$1,336/mo
2BR fair-market rent
$1,536/mo
3BR fair-market rent
$1,991/mo
4BR fair-market rent
$2,425/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
13.8 : 1
Schools include
Cascade Middle School, Cascade Senior High School, Mill Creek East Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winter weather, cold wave, hail, inland flooding, lightning
Notable hazard ratings (county)
winter weather: Relatively High · hail: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
3
Wildfire risk to homes (county)
Higher than 4% of US counties
Buildings in wildfire direct-exposure zone
30.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Pike and Mulberry Streets PCE Plume (16.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
44.3 in
Annual snowfall
21.5 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
333
Days with Moderate air quality
29
Highest AQI recorded (year)
90

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
3.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,384
Jobs reachable by transit (45 min)
11,071

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
58
Nearest airport
Cooper Airport (2 mi)
Nearest major airport
Indianapolis International Airport (IND) (13 mi)
Hospitals in or near this ZIP
35
Hospitals include
JOHNSON MEMORIAL HOSPITAL, HENDRICKS REGIONAL HEALTH, FRANCISCAN HEALTH CRAWFORDSVILLE
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
12
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+760 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1974
Housing built before 1970
42.0%
Housing built 2000 or later
18.7%
Median annual property tax
$1,448
Mean commute to work
28 min
Households with broadband internet
83.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
70,864
Average weekly wage
$1,042
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
1,654

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ClaytonState medianUS median
Typical home value$333,339$237,748$288,527
Median sale price$377,500$238,000$325,000
Median days on market20 days38 days51 days
Median annual property tax$1,448$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Clayton, IN?
$333,339.
What is the median sale price in Clayton, IN?
$377,500.
How long do homes take to sell in Clayton, IN?
Median days on market: 20 days.
What is typical rent in Clayton, IN?
2-bedroom fair-market rent: $1,536/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Clayton, IN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winter weather, cold wave, hail, inland flooding, lightning.
Is Clayton, IN in a flood zone?
Flood zones vary by property within Clayton, IN. 3 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Clayton, IN?
Risk to homes is higher than 4% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Clayton, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Clayton, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Clayton, IN?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Clayton, IN walkable?
Walkability index: 3.2/20 (EPA Smart Location Database).
What is the air quality in Clayton, IN?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in Clayton, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Clayton

Listing a home in Clayton, IN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents