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IN area data

Charlottesville, IN

Charlottesville, IN.

Population: 527 (Census ACS)

The typical home value in Charlottesville, IN is $281,534 — up 5.1% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with tornado the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$281,534

Typical home value

+5.1%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$281,534
1-year appreciation
+5.1%
3-year appreciation
+11.8%
5-year appreciation
+28.9%
10-year appreciation
+91.6%
Peak value since 2000 (Aug 2026)
$281,534
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$144,900
For-sale inventory
6
Active listings
2
1-year forecast
+2.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,187/mo
1BR fair-market rent
$1,336/mo
2BR fair-market rent
$1,536/mo
3BR fair-market rent
$1,991/mo
4BR fair-market rent
$2,425/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
15.1 : 1
Schools include
Eastern Hancock Elementary School, Eastern Hancock High School, Eastern Hancock Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
tornado
Notable hazard ratings (county)
tornado: Relatively Moderate · hail: Relatively Low · drought: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low · ice storm: Relatively Low
Wildfire risk to homes (county)
Higher than 2% of US counties
Buildings in wildfire direct-exposure zone
33.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Broadway Street Corridor Groundwater Contamination (19.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
63.0°F
Average low
43.0°F
Annual precipitation
44.0 in
Annual snowfall
14.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
57
Nearest airport
Wallace Field (2 mi)
Nearest major airport
Delaware County Johnson Field (MIE) (30 mi)
Hospitals in or near this ZIP
36
Hospitals include
JOHNSON MEMORIAL HOSPITAL, COMMUNITY HOWARD REGIONAL HEALTH INC., ESKENAZI HEALTH
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
16
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+700 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1981
Housing built before 1970
43.3%
Housing built 2000 or later
14.2%
Median annual property tax
$1,694
Households with broadband internet
70.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
25,187
Average weekly wage
$1,138
Top industries (by employment)
Accommodation & Food, Administrative Services, Construction
Annual residential building permits (county)
1,212

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlottesvilleState medianUS median
Typical home value$281,534$237,748$288,527
Median annual property tax$1,694$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Charlottesville, IN?
$281,534.
What is typical rent in Charlottesville, IN?
2-bedroom fair-market rent: $1,536/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Charlottesville, IN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: tornado.
What is the wildfire risk in Charlottesville, IN?
Risk to homes is higher than 2% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charlottesville, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charlottesville, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Charlottesville, IN?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
What is the cost of living in Charlottesville, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Charlottesville

Listing a home in Charlottesville, IN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents