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IN area data

Charlestown, IN

Charlestown, IN.

Population: 17,738 (Census ACS)

The typical home value in Charlestown, IN is $307,971 — up 2.4% over the past year. Homes sell for a median $286,000 after a median 61 days on market. Typical rent runs $1,669/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strong wind, tornado, cold wave the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$307,971

Typical home value

+2.4%

1-year change

61

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$307,971
1-year appreciation
+2.4%
3-year appreciation
+8.1%
5-year appreciation
+21.8%
10-year appreciation
+82.4%
Peak value since 2000 (Aug 2026)
$307,971
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$286,000
Median list price
$322,450
Median price per sqft
$180
1-year sale-price change
+1.1%
Median days on market
61 days
Homes sold (recent period)
117
For-sale inventory
110
Sale-to-list ratio
99.6%
Active listings
159
1-year forecast
+1.9%
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,669/mo
Studio fair-market rent
$976/mo
1BR fair-market rent
$1,058/mo
2BR fair-market rent
$1,276/mo
3BR fair-market rent
$1,629/mo
4BR fair-market rent
$1,874/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Avg student-teacher ratio
16.5 : 1
Schools include
Charlestown Senior High School, Jonathan Jennings Elementary Sch, Pleasant Ridge Elementary School, Charlestown Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strong wind, tornado, cold wave, ice storm, inland flooding
Notable hazard ratings (county)
tornado: Relatively High · strong wind: Relatively High · cold wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
178
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
43.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
68.0°F
Average low
49.0°F
Annual precipitation
50.0 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
212
Days with Moderate air quality
150
Highest AQI recorded (year)
133

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
36,318
Jobs reachable by transit (45 min)
31,047

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
32
Nearest airport
Twin Lakes Airport (4 mi)
Nearest major airport
Bowman Field (LOU) (17 mi)
Hospitals in or near this ZIP
23
Hospitals include
NORTON CLARK HOSPITAL, WELLSTONE REGIONAL HOSPITAL, BAPTIST HEALTH FLOYD
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+698 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1997
Housing built before 1970
21.6%
Housing built 2000 or later
46.2%
Median annual property tax
$1,766
Mean commute to work
22 min
Households with broadband internet
71.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
54,970
Average weekly wage
$1,073
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
794

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlestownState medianUS median
Typical home value$307,971$237,748$288,527
Median sale price$286,000$238,000$325,000
Median days on market61 days38 days51 days
Typical rent$1,669/mo$1,307/mo$1,809/mo
Median annual property tax$1,766$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Charlestown, IN?
$307,971.
What is the median sale price in Charlestown, IN?
$286,000.
How long do homes take to sell in Charlestown, IN?
Median days on market: 61 days.
What is typical rent in Charlestown, IN?
Typical rent: $1,669/month.
What is the natural-hazard risk in Charlestown, IN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strong wind, tornado, cold wave, ice storm, inland flooding.
Is Charlestown, IN in a flood zone?
Flood zones vary by property within Charlestown, IN. 178 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Charlestown, IN?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charlestown, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charlestown, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Charlestown, IN?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Charlestown, IN walkable?
Walkability index: 5.7/20 (EPA Smart Location Database).
What is the air quality in Charlestown, IN?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in Charlestown, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Charlestown

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents