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IN area data

Adams, IN

Adams, IN.

Population: 21,484 (Census ACS)

The typical home value in Adams, IN is $268,652 — up 5.1% over the past year. Homes sell for a median $249,500 after a median 17 days on market. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning the top-rated hazards. Cost of living is 6.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$268,652

Typical home value

+5.1%

1-year change

17

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$268,652
1-year appreciation
+5.1%
3-year appreciation
+15.1%
5-year appreciation
+30.8%
10-year appreciation
+92.4%
Peak value since 2000 (Aug 2026)
$268,652
House Price Index (state)
378.8 (+3.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$249,500
Median list price
$239,000
Median price per sqft
$160
1-year sale-price change
+4.0%
Median days on market
17 days
Homes sold (recent period)
71
For-sale inventory
74
Sale-to-list ratio
96.9%
Active listings
63
1-year forecast
+2.6%
Days to pending
41 days
New listings (monthly)
26

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$832/mo
1BR fair-market rent
$850/mo
2BR fair-market rent
$1,112/mo
3BR fair-market rent
$1,325/mo
4BR fair-market rent
$1,461/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
93.3 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
1
High schools
3
Avg student-teacher ratio
13.4 : 1
School districts serving the area
Decatur County Community Schools, Greensburg Community Schools
Schools include
North Decatur Elementary School, North Decatur Jr-Sr High School, South Decatur Elementary School, South Decatur Jr-Sr High School, Greensburg Community High School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning
Notable hazard ratings (county)
lightning: Relatively Moderate · hail: Relatively Low · drought: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · ice storm: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
24
Wildfire risk to homes (county)
Higher than 6% of US counties
Buildings in wildfire direct-exposure zone
40.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
63.0°F
Average low
45.0°F
Annual precipitation
47.0 in
Annual snowfall
13.3 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
9,018
Jobs reachable by transit (45 min)
8,924

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
William Howard Taft National Historic Site (54 mi)
Airports within 30 mi
32
Nearest airport
Greensburg Municipal Airport (3 mi)
Nearest major airport
Columbus Municipal Airport (CLU) (23 mi)
Hospitals in or near this ZIP
1
Hospitals include
DECATUR COUNTY MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+40 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1973
Housing built before 1970
46.9%
Housing built 2000 or later
17.5%
Median annual property tax
$1,282
Mean commute to work
21 min
Households with broadband internet
59.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,951
Average weekly wage
$1,167
Top industries (by employment)
Administrative Services, Accommodation & Food, Health Care
Annual residential building permits (county)
70

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

AdamsState medianUS median
Typical home value$268,652$237,748$288,527
Median sale price$249,500$238,000$325,000
Median days on market17 days38 days51 days
Median annual property tax$1,282$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Adams, IN?
$268,652.
What is the median sale price in Adams, IN?
$249,500.
How long do homes take to sell in Adams, IN?
Median days on market: 17 days.
What is typical rent in Adams, IN?
2-bedroom fair-market rent: $1,112/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Adams, IN?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning.
Is Adams, IN in a flood zone?
Flood zones vary by property within Adams, IN. 24 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Adams, IN?
Risk to homes is higher than 6% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Adams, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Adams, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Adams, IN?
7 schools (3 elementary, 1 middle, 3 high) (NCES, 2024-25).
Is Adams, IN walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the cost of living in Adams, IN?
Regional Price Parity: 93.3 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Adams

Listing a home in Adams, IN?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents