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IL area data

Harmon, IL

Harmon, IL.

Population: 404 (Census ACS)

The typical home value in Harmon, IL is $214,600 — up 6.3% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, cold wave, drought the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$214,600

Typical home value

+6.3%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$214,600
1-year appreciation
+6.3%
3-year appreciation
+18.7%
Peak value since 2000 (Aug 2026)
$214,600
House Price Index (state)
340.3 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$239,900
Active listings
1
1-year forecast
+4.5%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$648/mo
1BR fair-market rent
$785/mo
2BR fair-market rent
$930/mo
3BR fair-market rent
$1,288/mo
4BR fair-market rent
$1,387/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, cold wave, drought, tornado
Notable hazard ratings (county)
strong wind: Relatively High · drought: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · hail: Relatively Low · ice storm: Relatively Low
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 3% of US counties
Buildings in wildfire direct-exposure zone
28.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
60.0°F
Average low
40.0°F
Annual precipitation
39.8 in
Annual snowfall
28.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
1.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
981
Jobs reachable by transit (45 min)
1,357

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
41
Nearest airport
Fisch RLA Airport (6 mi)
Hospitals in or near this ZIP
13
Hospitals include
OSF SAINT KATHARINE MEDICAL CENTER, CARLE HEALTH PROCTOR HOSPITAL, OSF SAINT ELIZABETH MDL CTR
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-68 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1938
Housing built before 1970
74.2%
Housing built 2000 or later
6.7%
Median annual property tax
$2,500
Households with broadband internet
42.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,932
Average weekly wage
$1,150
Top industries (by employment)
Accommodation & Food, Wholesale Trade, Other Services
Annual residential building permits (county)
32

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

HarmonState medianUS median
Typical home value$214,600$194,869$288,527
Median annual property tax$2,500$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Harmon, IL?
$214,600.
What is typical rent in Harmon, IL?
2-bedroom fair-market rent: $930/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Harmon, IL?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, cold wave, drought, tornado.
Is Harmon, IL in a flood zone?
Flood zones vary by property within Harmon, IL. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Harmon, IL?
Risk to homes is higher than 3% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Harmon, IL?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Harmon, IL?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Harmon, IL walkable?
Walkability index: 1.7/20 (EPA Smart Location Database).
What is the cost of living in Harmon, IL?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Harmon

Listing a home in Harmon, IL?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents