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IA area data

Hamilton, IA

Hamilton, IA.

Population: 261 (Census ACS)

The typical home value in Hamilton, IA is $190,832 — up 3.7% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, tornado the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$190,832

Typical home value

+3.7%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$190,832
1-year appreciation
+3.7%
3-year appreciation
+10.9%
Peak value since 2000 (Aug 2026)
$190,832
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$711/mo
1BR fair-market rent
$826/mo
2BR fair-market rent
$1,021/mo
3BR fair-market rent
$1,217/mo
4BR fair-market rent
$1,378/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, tornado
Notable hazard ratings (county)
drought: Relatively Moderate · tornado: Relatively Moderate · hail: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low · ice storm: Relatively Low
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
44.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
60.0°F
Average low
37.0°F
Annual precipitation
37.3 in
Annual snowfall
24.1 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
14
Nearest airport
Courtney's Landing Airport (10 mi)
Nearest major airport
Ottumwa Regional Airport (OTM) (27 mi)
Hospitals in or near this ZIP
14
Hospitals include
MERCYONE NEWTON MEDICAL CENTER, UNITYPOINT HEALTH - DES MOINES IOWA METHODIST MEDI, MERCYONE DES MOINES MEDICAL CENTER
Avg hospital rating (CMS)
2.8 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+100 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1988
Housing built before 1970
30.6%
Housing built 2000 or later
36.9%
Median annual property tax
$1,000
Households with broadband internet
48.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
17,560
Average weekly wage
$1,315
Top industries (by employment)
Accommodation & Food, Construction, Wholesale Trade
Annual residential building permits (county)
339

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

HamiltonState medianUS median
Typical home value$190,832$211,043$288,527
Median annual property tax$1,000$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Hamilton, IA?
$190,832.
What is typical rent in Hamilton, IA?
2-bedroom fair-market rent: $1,021/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Hamilton, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, tornado.
What is the wildfire risk in Hamilton, IA?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Hamilton, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Hamilton, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Hamilton, IA?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Hamilton

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents