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IA area data

Guernsey, IA

Guernsey, IA.

Population: 332 (Census ACS)

The typical home value in Guernsey, IA is $218,972 — up 9.2% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hail, strong wind the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$218,972

Typical home value

+9.2%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$218,972
1-year appreciation
+9.2%
3-year appreciation
+10.6%
Peak value since 2000 (Aug 2026)
$218,972
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Active listings
1

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$729/mo
1BR fair-market rent
$854/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,403/mo
4BR fair-market rent
$1,433/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, hail, strong wind
Notable hazard ratings (county)
drought: Relatively High · hail: Relatively Moderate · strong wind: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low
Wildfire risk to homes (county)
Higher than 38% of US counties
Buildings in wildfire direct-exposure zone
36.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
61.0°F
Average low
39.0°F
Annual precipitation
38.7 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Herbert Hoover National Historic Site (51 mi)
Airports within 30 mi
16
Nearest airport
Skydive Iowa Airport (8 mi)
Nearest major airport
The Eastern Iowa Airport (CID) (37 mi)
Hospitals in or near this ZIP
10
Hospitals include
UNITYPOINT HEALTH - MARSHALLTOWN, MERCYONE NEWTON MEDICAL CENTER, ST LUKES HOSPITAL
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-32 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1938
Housing built before 1970
91.2%
Housing built 2000 or later
5.1%
Median annual property tax
$2,043
Households with broadband internet
90.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
8,384
Average weekly wage
$1,182
Top industries (by employment)
Finance & Insurance, Construction, Accommodation & Food
Annual residential building permits (county)
44

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GuernseyState medianUS median
Typical home value$218,972$211,043$288,527
Median annual property tax$2,043$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Guernsey, IA?
$218,972.
What is typical rent in Guernsey, IA?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Guernsey, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hail, strong wind.
What is the wildfire risk in Guernsey, IA?
Risk to homes is higher than 38% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Guernsey, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Guernsey, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Guernsey, IA?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Guernsey

Listing a home in Guernsey, IA?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents