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IA area data

Elkhart, IA

Elkhart, IA.

Population: 1,208 (Census ACS)

The typical home value in Elkhart, IA is $326,317 — up 1.0% over the past year. Homes sell for a median $332,000 after a median 130 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strong wind, cold wave, drought the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$326,317

Typical home value

+1.0%

1-year change

130

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$326,317
1-year appreciation
+1.0%
3-year appreciation
+3.3%
5-year appreciation
+14.3%
10-year appreciation
+55.0%
Peak value since 2000 (Aug 2026)
$326,317
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$332,000
Median list price
$317,000
Median price per sqft
$264
1-year sale-price change
+2.1%
Median days on market
130 days
Homes sold (recent period)
10
For-sale inventory
6
Sale-to-list ratio
99.2%
Active listings
7
1-year forecast
+1.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,145/mo
2BR fair-market rent
$1,360/mo
3BR fair-market rent
$1,856/mo
4BR fair-market rent
$1,901/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strong wind, cold wave, drought, hail, heat wave
Notable hazard ratings (county)
strong wind: Very High · hail: Relatively High · drought: Relatively High · tornado: Relatively High · cold wave: Relatively High · heat wave: Relatively High
Wildfire risk to homes (county)
Higher than 28% of US counties
Buildings in wildfire direct-exposure zone
18.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Des Moines TCE (16 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
51.0°F
Average high
61.0°F
Average low
41.0°F
Annual precipitation
36.6 in
Annual snowfall
36.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
224
Days with Moderate air quality
139
Highest AQI recorded (year)
136

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
3.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
30,031
Jobs reachable by transit (45 min)
27,373

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
14
Nearest airport
Bascom Field (1 mi)
Nearest major airport
Des Moines International Airport (DSM) (19 mi)
Hospitals in or near this ZIP
14
Hospitals include
UNITYPOINT HEALTH - MARSHALLTOWN, MARY GREELEY MEDICAL CENTER, MERCYONE NEWTON MEDICAL CENTER
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,132 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1995
Housing built before 1970
30.9%
Housing built 2000 or later
44.0%
Median annual property tax
$4,094
Mean commute to work
21 min
Households with broadband internet
87.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
275,721
Average weekly wage
$1,456
Top industries (by employment)
Health Care, Finance & Insurance, Accommodation & Food
Annual residential building permits (county)
4,730

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ElkhartState medianUS median
Typical home value$326,317$211,043$288,527
Median sale price$332,000$220,000$325,000
Median days on market130 days48 days51 days
Median annual property tax$4,094$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Elkhart, IA?
$326,317.
What is the median sale price in Elkhart, IA?
$332,000.
How long do homes take to sell in Elkhart, IA?
Median days on market: 130 days.
What is typical rent in Elkhart, IA?
2-bedroom fair-market rent: $1,360/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Elkhart, IA?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strong wind, cold wave, drought, hail, heat wave.
What is the wildfire risk in Elkhart, IA?
Risk to homes is higher than 28% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Elkhart, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Elkhart, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Elkhart, IA walkable?
Walkability index: 3.0/20 (EPA Smart Location Database).
What is the air quality in Elkhart, IA?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Elkhart, IA?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Elkhart

Listing a home in Elkhart, IA?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents