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FL area data

Santa Rosa Beach, FL

Santa Rosa Beach, FL.

Population: 23,522 (Census ACS)

The typical home value in Santa Rosa Beach, FL is $858,445 — up 0.4% over the past year. Homes sell for a median $912,500 after a median 87 days on market. Typical rent runs $1,880/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, lightning, coastal flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$858,445

Typical home value

+0.4%

1-year change

87

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$858,445
1-year appreciation
+0.4%
3-year appreciation
-12.6%
5-year appreciation
+6.5%
10-year appreciation
+91.5%
Peak value since 2000 (Jul 2022)
$1.06M
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$912,500
Median list price
$999,000
Median price per sqft
$469
1-year sale-price change
-1.6%
Median days on market
87 days
Homes sold (recent period)
352
For-sale inventory
1,015
Sale-to-list ratio
95.9%
Active listings
785
1-year forecast
+0.3%
Days to pending
132 days
New listings (monthly)
137

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,880/mo
1-year rent change
-0.7%
Studio fair-market rent
$1,123/mo
1BR fair-market rent
$1,354/mo
2BR fair-market rent
$1,474/mo
3BR fair-market rent
$2,041/mo
4BR fair-market rent
$2,464/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
2
Middle schools
1
High schools
2
Charter schools
1
Avg student-teacher ratio
16.4 : 1
Schools include
VAN R. BUTLER ELEMENTARY SCHOOL, SEASIDE NEIGHBORHOOD SCHOOL, SOUTH WALTON HIGH SCHOOL, DUNE LAKES ELEMENTARY SCHOOL, EMERALD COAST MIDDLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, lightning, coastal flooding, tornado
Notable hazard ratings (county)
hurricane: Relatively High · lightning: Relatively High · tornado: Relatively Moderate · coastal flooding: Relatively Moderate · cold wave: Relatively Low · heat wave: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
1,218
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
56.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
75.0°F
Average low
65.0°F
Annual precipitation
65.4 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,601
Jobs reachable by transit (45 min)
1,759

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
12
Nearest airport
Dugger Field (11 mi)
Nearest major airport
Destin Executive Airport (DSI) (17 mi)
Hospitals in or near this ZIP
11
Hospitals include
ASCENSION SACRED HEART BAY, HCA FLORIDA TWIN CITIES HOSPITAL, NORTH OKALOOSA MEDICAL CENTER
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,165 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2006
Housing built before 1970
2.4%
Housing built 2000 or later
65.7%
Median annual property tax
$3,333
Mean commute to work
21 min
Households with broadband internet
79.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
31,215
Average weekly wage
$1,119
Top industries (by employment)
Accommodation & Food, Construction, Health Care
Annual residential building permits (county)
2,399

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Santa Rosa BeachState medianUS median
Typical home value$858,445$343,854$288,527
Median sale price$912,500$359,990$325,000
Median days on market87 days72 days51 days
Typical rent$1,880/mo$2,085/mo$1,809/mo
Median annual property tax$3,333$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Santa Rosa Beach, FL?
$858,445.
What is the median sale price in Santa Rosa Beach, FL?
$912,500.
How long do homes take to sell in Santa Rosa Beach, FL?
Median days on market: 87 days.
What is typical rent in Santa Rosa Beach, FL?
Typical rent: $1,880/month.
What is the natural-hazard risk in Santa Rosa Beach, FL?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastal flooding, tornado.
Is Santa Rosa Beach, FL in a flood zone?
Flood zones vary by property within Santa Rosa Beach, FL. 1,218 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Santa Rosa Beach, FL?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Santa Rosa Beach, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Santa Rosa Beach, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Santa Rosa Beach, FL?
6 schools (2 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is Santa Rosa Beach, FL walkable?
Walkability index: 9.2/20 (EPA Smart Location Database).
What is the cost of living in Santa Rosa Beach, FL?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Santa Rosa Beach

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents