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FL area data

Palatka, FL

Palatka, FL.

Population: 25,645 (Census ACS)

The typical home value in Palatka, FL is $209,559 — up 1.0% over the past year. Homes sell for a median $262,000 after a median 73 days on market. Typical rent runs $1,384/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning, inland flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$209,559

Typical home value

+1.0%

1-year change

73

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$209,559
1-year appreciation
+1.0%
3-year appreciation
+1.0%
5-year appreciation
+13.5%
10-year appreciation
+127.5%
Peak value since 2000 (Jun 2024)
$214,937
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$262,000
Median list price
$248,950
Median price per sqft
$171
1-year sale-price change
+12.2%
Median days on market
73 days
Homes sold (recent period)
71
For-sale inventory
127
Sale-to-list ratio
95.3%
Active listings
125
1-year forecast
+0.9%
New listings (monthly)
29

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,384/mo
1-year rent change
-2.1%
Studio fair-market rent
$787/mo
1BR fair-market rent
$792/mo
2BR fair-market rent
$1,040/mo
3BR fair-market rent
$1,307/mo
4BR fair-market rent
$1,377/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
4
Middle schools
1
High schools
1
Charter schools
2
Avg student-teacher ratio
20.4 : 1
Schools include
KELLEY SMITH ELEMENTARY SCHOOL, JAMES A. LONG ELEMENTARY SCHOOL, PALATKA JR - SR HIGH SCHOOL, MELLON LEARNING CENTER, WILLIAM D. MOSELEY ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, lightning, inland flooding, strong wind, tornado
Notable hazard ratings (county)
hurricane: Relatively High · lightning: Relatively High · tornado: Relatively Moderate · wildfire: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
91
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
76.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
71.0°F
Average high
80.0°F
Average low
62.0°F
Annual precipitation
49.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
21
Days with Good air quality
349
Days with Moderate air quality
16
Highest AQI recorded (year)
69

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
8.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,936
Jobs reachable by transit (45 min)
4,292

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Castillo de San Marcos National Monument (28 mi)
National parks include
Castillo de San Marcos National Monument, Fort Matanzas National Monument, Timucuan Ecological & Historic Preserve
Airports within 30 mi
26
Nearest airport
Palatka Municipal - Lt. Kay Larkin Field (3 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (29 mi)
Hospitals in or near this ZIP
1
Hospitals include
HCA FLORIDA PUTNAM HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+495 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1981
Housing built before 1970
32.8%
Housing built 2000 or later
20.8%
Median annual property tax
$1,412
Mean commute to work
22 min
Households with broadband internet
59.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,067
Average weekly wage
$1,001
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
127

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

PalatkaState medianUS median
Typical home value$209,559$343,854$288,527
Median sale price$262,000$359,990$325,000
Median days on market73 days72 days51 days
Typical rent$1,384/mo$2,085/mo$1,809/mo
Median annual property tax$1,412$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Palatka, FL?
$209,559.
What is the median sale price in Palatka, FL?
$262,000.
How long do homes take to sell in Palatka, FL?
Median days on market: 73 days.
What is typical rent in Palatka, FL?
Typical rent: $1,384/month.
What is the natural-hazard risk in Palatka, FL?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, inland flooding, strong wind, tornado.
Is Palatka, FL in a flood zone?
Flood zones vary by property within Palatka, FL. 91 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Palatka, FL?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Palatka, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Palatka, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Palatka, FL?
11 schools (4 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is Palatka, FL walkable?
Walkability index: 8.5/20 (EPA Smart Location Database).
What is the air quality in Palatka, FL?
Good. Median AQI: 21. (EPA AQI).
What is the cost of living in Palatka, FL?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Palatka

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents