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CA area data

Tracy, CA

Tracy, CA.

Population: 54,488 (Census ACS)

The typical home value in Tracy, CA is $579,836 — down 4.5% over the past year. Homes sell for a median $570,500 after a median 28 days on market. Typical rent runs $2,524/month. 20 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, heat wave the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$579,836

Typical home value

-4.5%

1-year change

28

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$579,836
1-year appreciation
-4.5%
3-year appreciation
-5.6%
5-year appreciation
-2.1%
10-year appreciation
+56.9%
Peak value since 2000 (Jun 2022)
$674,969
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$570,500
Median list price
$589,950
Median price per sqft
$361
1-year sale-price change
-2.0%
Median days on market
28 days
Homes sold (recent period)
110
For-sale inventory
120
Sale-to-list ratio
99.2%
Active listings
89
1-year forecast
-1.4%
Days to pending
43 days
New listings (monthly)
41

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,524/mo
1-year rent change
+2.7%
Studio fair-market rent
$1,525/mo
1BR fair-market rent
$1,628/mo
2BR fair-market rent
$2,015/mo
3BR fair-market rent
$2,790/mo
4BR fair-market rent
$3,368/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
20
Elementary schools
11
Middle schools
3
High schools
5
Charter schools
4
Avg student-teacher ratio
21.1 : 1
School districts serving the area
Tracy Joint Unified, Millennium Charter District, Discovery Charter District
Schools include
Merrill F. West High, Tracy High, Central Elementary, Monte Vista Middle, McKinley Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, heat wave, inland flooding, lightning
Notable hazard ratings (county)
drought: Very High · heat wave: Relatively High · lightning: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · wildfire: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
13
Wildfire risk to homes (county)
Higher than 84% of US counties
Buildings in wildfire direct-exposure zone
16.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Tracy Defense Depot (USARMY) (2.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
75.0°F
Average low
47.0°F
Annual precipitation
12.7 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
219
Days with Moderate air quality
146
Highest AQI recorded (year)
93

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
16.3 / 20
Transit service frequency
790
Jobs reachable by car (30 min)
30,005
Jobs reachable by transit (45 min)
36,041

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
8
Nearest national park
Eugene O'Neill National Historic Site (33 mi)
National parks include
Eugene O'Neill National Historic Site, Port Chicago Naval Magazine National Memorial, John Muir National Historic Site
Airports within 30 mi
27
Nearest airport
Tracy Municipal Airport (3 mi)
Nearest major airport
Stockton Metropolitan Airport (SCK) (15 mi)
Hospitals in or near this ZIP
1
Hospitals include
SUTTER TRACY COMMUNITY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
105
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+143 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1985
Housing built before 1970
26.7%
Housing built 2000 or later
11.1%
Median annual property tax
$4,083
Mean commute to work
36 min
Households with broadband internet
78.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
243,606
Average weekly wage
$1,171
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
2,522

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TracyState medianUS median
Typical home value$579,836$695,380$288,527
Median sale price$570,500$696,000$325,000
Median days on market28 days39 days51 days
Typical rent$2,524/mo$2,786/mo$1,809/mo
Median annual property tax$4,083$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Tracy, CA?
$579,836.
What is the median sale price in Tracy, CA?
$570,500.
How long do homes take to sell in Tracy, CA?
Median days on market: 28 days.
What is typical rent in Tracy, CA?
Typical rent: $2,524/month.
What is the natural-hazard risk in Tracy, CA?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, heat wave, inland flooding, lightning.
Is Tracy, CA in a flood zone?
Flood zones vary by property within Tracy, CA. 13 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Tracy, CA?
Risk to homes is higher than 84% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Tracy, CA?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Tracy, CA?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tracy Defense Depot (USARMY), 2.8 mi.
How many schools serve Tracy, CA?
20 schools (11 elementary, 3 middle, 5 high) (NCES, 2024-25).
Is Tracy, CA walkable?
Walkability index: 16.3/20 (EPA Smart Location Database).
What is the air quality in Tracy, CA?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in Tracy, CA?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Tracy

Listing a home in Tracy, CA?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents