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CA area data

Rancho Santa Fe, CA

Rancho Santa Fe, CA.

Population: 7,938 (Census ACS)

The typical home value in Rancho Santa Fe, CA is $4.76M — up 6.6% over the past year. Homes sell for a median $6.00M after a median 48 days on market. Typical rent runs $10,132/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inland flooding, wildfire, earthquake the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$4.76M

Typical home value

+6.6%

1-year change

48

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$4.76M
1-year appreciation
+6.6%
3-year appreciation
+15.2%
5-year appreciation
+45.3%
10-year appreciation
+94.6%
Peak value since 2000 (Aug 2026)
$4.76M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$6.00M
Median list price
$5.50M
Median price per sqft
$1,154
1-year sale-price change
+23.8%
Median days on market
48 days
Homes sold (recent period)
30
For-sale inventory
62
Sale-to-list ratio
95.4%
Active listings
42
1-year forecast
+2.3%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$10,132/mo
Studio fair-market rent
$2,192/mo
1BR fair-market rent
$2,335/mo
2BR fair-market rent
$2,823/mo
3BR fair-market rent
$3,743/mo
4BR fair-market rent
$4,526/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
2
Middle schools
1
High schools
0
Avg student-teacher ratio
15.1 : 1
School districts serving the area
Rancho Santa Fe Elementary, Solana Beach Elementary
Schools include
R. Roger Rowe Elementary, R. Roger Rowe Middle, Solana Santa Fe Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
inland flooding, wildfire, earthquake, heat wave, landslide
Notable hazard ratings (county)
wildfire: Very High · inland flooding: Very High · heat wave: Relatively High · landslide: Relatively High · earthquake: Relatively High · hail: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
31
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Camp Pendleton Marine Corps Base (21.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
12.6 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
67
Days with Good air quality
64
Days with Moderate air quality
268
Days with Unhealthy air quality
7
Highest AQI recorded (year)
161

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
52,045
Jobs reachable by transit (45 min)
41,454

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Cabrillo National Monument (24 mi)
National parks include
Cabrillo National Monument, Juan Bautista de Anza National Historic Trail
Airports within 30 mi
22
Nearest airport
Black Mountain Open Space Gliderport (5 mi)
Nearest major airport
McClellan-Palomar Airport (CLD) (9 mi)
Hospitals in or near this ZIP
29
Hospitals include
PARADISE VALLEY HOSPITAL, UC SAN DIEGO HEALTH HILLCREST - HILLCREST MED CTR, SCRIPPS MERCY HOSPITAL
Avg hospital rating (CMS)
3.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
315
Solar radiation rating
Good (5.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9,330 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1988
Housing built before 1970
24.2%
Housing built 2000 or later
28.2%
Median annual property tax
$10,001
Mean commute to work
24 min
Households with broadband internet
85.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,288,378
Average weekly wage
$1,611
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
11,707

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Rancho Santa FeState medianUS median
Typical home value$4.76M$695,380$288,527
Median sale price$6.00M$696,000$325,000
Median days on market48 days39 days51 days
Typical rent$10,132/mo$2,786/mo$1,809/mo
Median annual property tax$10,001$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Rancho Santa Fe, CA?
$4.76M.
What is the median sale price in Rancho Santa Fe, CA?
$6.00M.
How long do homes take to sell in Rancho Santa Fe, CA?
Median days on market: 48 days.
What is typical rent in Rancho Santa Fe, CA?
Typical rent: $10,132/month.
What is the natural-hazard risk in Rancho Santa Fe, CA?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: inland flooding, wildfire, earthquake, heat wave, landslide.
Is Rancho Santa Fe, CA in a flood zone?
Flood zones vary by property within Rancho Santa Fe, CA. 31 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Rancho Santa Fe, CA?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Rancho Santa Fe, CA?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Rancho Santa Fe, CA?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Rancho Santa Fe, CA?
3 schools (2 elementary, 1 middle) (NCES, 2024-25).
Is Rancho Santa Fe, CA walkable?
Walkability index: 5.5/20 (EPA Smart Location Database).
What is the air quality in Rancho Santa Fe, CA?
Moderate. Median AQI: 67. (EPA AQI).
What is the cost of living in Rancho Santa Fe, CA?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Rancho Santa Fe

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents