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Area data

Bow, WA — ZIP 98232

Population: 4,054 (Census ACS)

The typical home value in ZIP 98232 (Bow, WA) is $862,333 — up 3.2% over the past year. Homes sell for a median $1.05M after a median 9 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coastal flooding, ice storm, volcanic activity the top-rated hazards. Cost of living is 7.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$862,333

Typical home value

+3.2%

1-year change

9

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$862,333
1-year appreciation
+3.2%
3-year appreciation
+9.2%
5-year appreciation
+18.5%
10-year appreciation
+105.4%
Peak value since 2000 (Mar 2026)
$866,222
House Price Index (state)
596.1 (-1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.05M
Median list price
$1.04M
Median price per sqft
$529
1-year sale-price change
+1.5%
Median days on market
9 days
Homes sold (recent period)
7
For-sale inventory
15
Sale-to-list ratio
98.4%
Active listings
13
1-year forecast
+0.5%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,162/mo
1BR fair-market rent
$1,275/mo
2BR fair-market rent
$1,668/mo
3BR fair-market rent
$2,310/mo
4BR fair-market rent
$2,578/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.0 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
2
Middle schools
0
High schools
0
Avg student-teacher ratio
15.1 : 1
Schools include
Allen Elementary, Edison Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coastal flooding, ice storm, volcanic activity, earthquake, inland flooding
Notable hazard ratings (county)
ice storm: Relatively High · coastal flooding: Relatively High · volcanic activity: Relatively High · landslide: Relatively Moderate · earthquake: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims
Zone A08
NFIP flood claims on record
56
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
43.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Oeser Co (14.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
52.0°F
Average high
60.0°F
Average low
44.0°F
Annual precipitation
25.7 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
25
Days with Good air quality
354
Days with Moderate air quality
9
Highest AQI recorded (year)
57

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,744
Jobs reachable by transit (45 min)
2,086

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Ebey's Landing National Historical Reserve (28 mi)
National parks include
Ebey's Landing National Historical Reserve, San Juan Island National Historical Park, North Cascades National Park
Airports within 30 mi
46
Nearest airport
Blanchard Mountain Landing Zone (2 mi)
Nearest major airport
Bellingham International Airport (BLI) (16 mi)
Hospitals in or near this ZIP
10
Hospitals include
SKAGIT VALLEY HOSPITAL, ISLAND HOSPITAL, PROVIDENCE REGIONAL MEDICAL CENTER EVERETT
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Poor (3.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+293 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1981
Housing built before 1970
41.3%
Housing built 2000 or later
20.3%
Median annual property tax
$5,606
Mean commute to work
24 min
Households with broadband internet
69.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
41,382
Average weekly wage
$1,238
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
373

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 98232State medianUS median
Typical home value$862,333$498,615$288,527
Median sale price$1.05M$510,000$325,000
Median days on market9 days29 days51 days
Median annual property tax$5,606$3,381$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 98232?
$862,333.
What is the median sale price in ZIP 98232?
$1.05M.
How long do homes take to sell in ZIP 98232?
Median days on market: 9 days.
What is typical rent in ZIP 98232?
2-bedroom fair-market rent: $1,668/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 98232?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coastal flooding, ice storm, volcanic activity, earthquake, inland flooding.
Is ZIP 98232 in a flood zone?
Flood zones vary by property within ZIP 98232. 56 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A08. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 98232?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 98232?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 98232?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 98232?
2 schools (2 elementary) (NCES, 2024-25).
Is ZIP 98232 walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 98232?
Good. Median AQI: 25. (EPA AQI).
What is the cost of living in ZIP 98232?
Regional Price Parity: 107.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents