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Area data

Maunaloa, HI — ZIP 96770

Population: 501 (Census ACS)

The typical home value in ZIP 96770 (Maunaloa, HI) is $305,147 — down 11.2% over the past year. Homes sell for a median $199,500 after a median 157 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with inland flooding, lightning, tsunami the top-rated hazards. Cost of living is 10.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$305,147

Typical home value

-11.2%

1-year change

157

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$305,147
1-year appreciation
-11.2%
3-year appreciation
-24.8%
5-year appreciation
-3.0%
Peak value since 2000 (Jul 2023)
$406,288
House Price Index (state)
424.1 (+5.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$199,500
Median list price
$399,900
Median price per sqft
$238
1-year sale-price change
-28.1%
Median days on market
157 days
Homes sold (recent period)
4
For-sale inventory
42
Sale-to-list ratio
90.9%
Active listings
23
1-year forecast
-1.3%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,850/mo
1BR fair-market rent
$2,030/mo
2BR fair-market rent
$2,656/mo
3BR fair-market rent
$3,351/mo
4BR fair-market rent
$4,143/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.0 (100 = US avg)
Electricity rate (state-level)
40.6¢/kWh
Natural gas rate (state-level)
$52.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
8.2 : 1
Schools include
Maunaloa Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
inland flooding, lightning, tsunami, volcanic activity, earthquake
Notable hazard ratings (county)
tsunami: Relatively High · lightning: Relatively High · inland flooding: Relatively High · volcanic activity: Relatively High · wildfire: Relatively Moderate · earthquake: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
3
Wildfire risk to homes (county)
Higher than 90% of US counties
Buildings in wildfire direct-exposure zone
35.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
27.5 in
USDA plant hardiness zone
12b (extreme annual low 55 to 60°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
21
Days with Good air quality
353
Days with Moderate air quality
7
Highest AQI recorded (year)
69

Source: EPA annual air quality index (county-level)

Amenities

National parks within ~60 mi
3
Nearest national park
Kalaupapa National Historical Park (17 mi)
National parks include
Kalaupapa National Historical Park, Pearl Harbor National Memorial, Honouliuli National Historic Site
Airports within 30 mi
4
Nearest airport
Panda Airport (3 mi)
Nearest major airport
Molokai Airport (MKK) (8 mi)
Hospitals in or near this ZIP
10
Hospitals include
THE QUEENS MEDICAL CENTER, STRAUB CLINIC AND HOSPITAL, MAUI MEMORIAL MEDICAL CENTER
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Excellent (5.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-167 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1979
Housing built before 1970
8.3%
Housing built 2000 or later
8.0%
Median annual property tax
$1,650
Households with broadband internet
70.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
65,478
Average weekly wage
$1,198
Top industries (by employment)
Accommodation & Food, Administrative Services, Construction
Annual residential building permits (county)
902

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 96770State medianUS median
Typical home value$305,147$839,019$288,527
Median sale price$199,500$918,750$325,000
Median days on market157 days107 days51 days
Median annual property tax$1,650$1,913$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 96770?
$305,147.
What is the median sale price in ZIP 96770?
$199,500.
How long do homes take to sell in ZIP 96770?
Median days on market: 157 days.
What is typical rent in ZIP 96770?
2-bedroom fair-market rent: $2,656/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 96770?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: inland flooding, lightning, tsunami, volcanic activity, earthquake.
Is ZIP 96770 in a flood zone?
Flood zones vary by property within ZIP 96770. 3 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 96770?
Risk to homes is higher than 90% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 96770?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 96770?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 96770?
1 schools (1 elementary) (NCES, 2024-25).
What is the air quality in ZIP 96770?
Good. Median AQI: 21. (EPA AQI).
What is the cost of living in ZIP 96770?
Regional Price Parity: 110.0 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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