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Area data

Tahoe City, CA — ZIP 96145

Population: 3,441 (Census ACS)

The typical home value in ZIP 96145 (Tahoe City, CA) is $1.28M — up 8.4% over the past year. Homes sell for a median $1.25M after a median 39 days on market. Typical rent runs $4,393/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, inland flooding, lightning the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.28M

Typical home value

+8.4%

1-year change

39

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$1.28M
1-year appreciation
+8.4%
3-year appreciation
+9.1%
5-year appreciation
+11.6%
10-year appreciation
+95.4%
Peak value since 2000 (Jun 2022)
$1.36M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.25M
Median list price
$1.35M
Median price per sqft
$704
1-year sale-price change
-5.0%
Median days on market
39 days
Homes sold (recent period)
41
For-sale inventory
48
Sale-to-list ratio
98.3%
Active listings
45
1-year forecast
+0.6%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$4,393/mo
Studio fair-market rent
$1,742/mo
1BR fair-market rent
$1,793/mo
2BR fair-market rent
$2,201/mo
3BR fair-market rent
$2,887/mo
4BR fair-market rent
$3,329/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
17.1 : 1
Schools include
North Tahoe High, North Tahoe Middle, Tahoe Lake Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
avalanche, inland flooding, lightning, wildfire, drought
Notable hazard ratings (county)
avalanche: Very High · wildfire: Relatively High · lightning: Relatively High · inland flooding: Relatively High · drought: Relatively Moderate · earthquake: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
9
Wildfire risk to homes (county)
Higher than 98% of US counties
Buildings in wildfire direct-exposure zone
36.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
53.0°F
Average low
36.0°F
Annual precipitation
69.0 in
Annual snowfall
258.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
167
Days with Moderate air quality
196
Highest AQI recorded (year)
143

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
15.3 / 20
Transit service frequency
180
Jobs reachable by car (30 min)
1,381
Jobs reachable by transit (45 min)
533

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
7
Nearest airport
Truckee Tahoe Airport (TKF) (12 mi)
Nearest major airport
Truckee Tahoe Airport (TKF) (12 mi)
Hospitals in or near this ZIP
13
Hospitals include
MARSHALL MEDICAL CENTER, BARTON MEMORIAL HOSPITAL, TAHOE FOREST HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,553 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1975
Housing built before 1970
30.5%
Housing built 2000 or later
7.7%
Median annual property tax
$6,563
Households with broadband internet
85.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
165,925
Average weekly wage
$1,448
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
3,254

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 96145State medianUS median
Typical home value$1.28M$695,380$288,527
Median sale price$1.25M$696,000$325,000
Median days on market39 days39 days51 days
Typical rent$4,393/mo$2,786/mo$1,809/mo
Median annual property tax$6,563$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 96145?
$1.28M.
What is the median sale price in ZIP 96145?
$1.25M.
How long do homes take to sell in ZIP 96145?
Median days on market: 39 days.
What is typical rent in ZIP 96145?
Typical rent: $4,393/month.
What is the natural-hazard risk in ZIP 96145?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, inland flooding, lightning, wildfire, drought.
Is ZIP 96145 in a flood zone?
Flood zones vary by property within ZIP 96145. 9 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 96145?
Risk to homes is higher than 98% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 96145?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 96145?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 96145?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 96145 walkable?
Walkability index: 15.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 96145?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in ZIP 96145?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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