Skip to main content

Area data

Grass Valley, CA — ZIP 95945

Population: 27,470 (Census ACS)

The typical home value in ZIP 95945 (Grass Valley, CA) is $482,195 — up 0.8% over the past year. Homes sell for a median $570,000 after a median 20 days on market. Typical rent runs $1,997/month. 15 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, wildfire, earthquake the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$482,195

Typical home value

+0.8%

1-year change

20

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$482,195
1-year appreciation
+0.8%
3-year appreciation
+0.2%
5-year appreciation
+0.7%
10-year appreciation
+47.2%
Peak value since 2000 (Jun 2022)
$510,756
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$570,000
Median list price
$525,000
Median price per sqft
$336
1-year sale-price change
+8.1%
Median days on market
20 days
Homes sold (recent period)
79
For-sale inventory
91
Sale-to-list ratio
100.2%
Active listings
65
1-year forecast
+0.1%
Days to pending
41 days
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,997/mo
1-year rent change
+5.4%
Studio fair-market rent
$1,313/mo
1BR fair-market rent
$1,441/mo
2BR fair-market rent
$1,885/mo
3BR fair-market rent
$2,610/mo
4BR fair-market rent
$3,151/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
15
Elementary schools
7
Middle schools
1
High schools
5
Charter schools
5
Avg student-teacher ratio
20.2 : 1
School districts serving the area
Yuba River Charter District, Chicago Park Elementary, Grass Valley Elementary
Schools include
Yuba River Charter, Chicago Park Elementary, Chicago Park Community Charter, Lyman Gilmore Middle, Grass Valley Charter

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
avalanche, wildfire, earthquake, inland flooding, landslide
Notable hazard ratings (county)
wildfire: Relatively High · avalanche: Relatively High · landslide: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
14
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
77.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Lava Cap Mine (2.2 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
67.0°F
Average low
45.0°F
Annual precipitation
54.7 in
Annual snowfall
14.5 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
289
Days with Moderate air quality
72
Highest AQI recorded (year)
108

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
14.0 / 20
Transit service frequency
388
Jobs reachable by car (30 min)
7,295
Jobs reachable by transit (45 min)
6,098

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
15
Nearest airport
Nevada County Airport (3 mi)
Nearest major airport
Beale Air Force Base (BAB) (25 mi)
Hospitals in or near this ZIP
1
Hospitals include
SIERRA NEVADA MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-112 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1977
Housing built before 1970
37.6%
Housing built 2000 or later
15.7%
Median annual property tax
$3,806
Mean commute to work
16 min
Households with broadband internet
69.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
27,951
Average weekly wage
$1,165
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
198

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95945State medianUS median
Typical home value$482,195$695,380$288,527
Median sale price$570,000$696,000$325,000
Median days on market20 days39 days51 days
Typical rent$1,997/mo$2,786/mo$1,809/mo
Median annual property tax$3,806$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95945?
$482,195.
What is the median sale price in ZIP 95945?
$570,000.
How long do homes take to sell in ZIP 95945?
Median days on market: 20 days.
What is typical rent in ZIP 95945?
Typical rent: $1,997/month.
What is the natural-hazard risk in ZIP 95945?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, wildfire, earthquake, inland flooding, landslide.
Is ZIP 95945 in a flood zone?
Flood zones vary by property within ZIP 95945. 14 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95945?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95945?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95945?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Lava Cap Mine, 2.2 mi.
How many schools serve ZIP 95945?
15 schools (7 elementary, 1 middle, 5 high) (NCES, 2024-25).
Is ZIP 95945 walkable?
Walkability index: 14.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 95945?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 95945?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Grass Valley, CA?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents